# RCBC Pulz vs VYBE by BPI

The clearest difference is rating: RCBC Pulz at 2.0 against VYBE by BPI's 1.0. RCBC Pulz also leads on review sentiment (18% vs 0%). VYBE by BPI's advantage is iOS requirement (12 vs 16.6). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

RCBC Pulz holds the better App Store score, 2.0 against 1.0. Both are backed by a comparable volume of ratings — 93 and 57 respectively. Written reviews point the same way: 18% of RCBC Pulz's written reviews are positive against 0% of VYBE by BPI's.

RCBC Pulz ships an update every 4 weeks, VYBE by BPI every 5 weeks. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | RCBC Pulz | VYBE by BPI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.0 (93 ratings)](https://appshunter.io/ios/app/rcbc-pulz/id1445403196/reviews)** | [1.0 (57 ratings)](https://appshunter.io/ios/app/vybe-by-bpi/id1621461906/reviews) |
| Number of ratings | **93** | 57 |
| Positive reviews | **18.2% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 161 MB | 118 MB |
| Requires iOS | 16.6 | **12** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Rizal Commercial Banking Corporation](https://appshunter.io/developer/511838136) | [Bank of the Philippine Islands](https://appshunter.io/developer/459690073) |

## What reviewers say

### RCBC Pulz

[App page](https://appshunter.io/ios/app/rcbc-pulz/id1445403196)

Manage all your bank accounts, cards, and loans from a single, modern interface. Perform transactions, open new accounts, and track spending with ease. Offers financial literacy resources and investment opportunities.

**Highlights:** Unified account view, Hassle-free transactions, Open accounts remotely, Transaction history tracking, QR code payments, Cardless ATM withdrawals, In-app investments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### VYBE by BPI

[App page](https://appshunter.io/ios/app/vybe-by-bpi/id1621461906)

Enhance your digital banking and rewards with this lifestyle app. Earn points by using BPI products and services, and redeem them for exciting rewards directly within the application.

**Highlights:** E-wallet enhancement, Rewards program integration, Earn points with BPI products, Redeem exciting rewards, Digital banking experience

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers complain about**

- ❌ Unable to log in
- ❌ App crashes frequently
- ❌ OTP issues
- ❌ Rewards not reflecting
- ❌ Not accessible abroad

**Reported bugs**

- Cannot log in
- Fails to login after inputting OTP
- App not working abroad
- BPI points not reflecting on the app
- App cannot be opened

**Requested features**

- Support international numbers
- Allow checking/claiming rewards points without app
- Remove forced app usage for rewards
- Fix online option to check points
- Show total rewards in credit card billing statement


## Frequently asked questions

### Is RCBC Pulz free?

RCBC Pulz is free to download, with no in-app purchases.

### Is VYBE by BPI free?

VYBE by BPI is free to download, with no in-app purchases.

### Which has better reviews, RCBC Pulz or VYBE by BPI?

RCBC Pulz is rated higher. RCBC Pulz averages 2.0 out of 5 from 93 ratings, while VYBE by BPI averages 1.0 from 57 ratings.

### Do RCBC Pulz or VYBE by BPI have ads?

Neither RCBC Pulz nor VYBE by BPI shows ads.

### Which is updated more often, RCBC Pulz or VYBE by BPI?

RCBC Pulz ships an update every 4 weeks, and VYBE by BPI every 5 weeks. Most recently, RCBC Pulz was updated on October 29, 2026 and VYBE by BPI on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*