# RCBC Pulz vs BDO Pay

The clearest difference is rating: BDO Pay at 4.8 against RCBC Pulz's 2.0. BDO Pay also leads on ratings volume (1.7K vs 84) and review sentiment (31% vs 18%). RCBC Pulz's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BDO Pay holds the better App Store score, 4.8 against 2.0. That said, the two scores are not equally well evidenced: BDO Pay has 1.7K ratings behind it against 84, so its average is the more settled of the two. Written reviews point the same way: 18% of RCBC Pulz's written reviews are positive against 31% of BDO Pay's.

RCBC Pulz ships an update every 4 weeks, BDO Pay monthly. The most recent releases landed on October 16, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | RCBC Pulz | BDO Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (84 ratings)](https://appshunter.io/ios/app/rcbc-pulz/id1445403196/reviews) | **[4.8 (1.7K ratings)](https://appshunter.io/ios/app/bdo-pay/id6450918577/reviews)** |
| Number of ratings | 84 | **1.7K** |
| Positive reviews | 18.2% of reviews | **30.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Monthly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 161 MB | 576 MB |
| Requires iOS | 16.6 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Rizal Commercial Banking Corporation](https://appshunter.io/developer/511838136) | [BDO Unibank, Inc.](https://appshunter.io/developer/673015233) |

## What reviewers say

### RCBC Pulz

[App page](https://appshunter.io/ios/app/rcbc-pulz/id1445403196)

Manage all your bank accounts, cards, and loans from a single, modern interface. Perform transactions, open new accounts, and track spending with ease. Offers financial literacy resources and investment opportunities.

**Highlights:** Unified account view, Hassle-free transactions, Open accounts remotely, Transaction history tracking, QR code payments, Cardless ATM withdrawals, In-app investments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### BDO Pay

[App page](https://appshunter.io/ios/app/bdo-pay/id6450918577)

This app allows users to make payments, send money, and pay bills directly from their bank accounts or credit cards without needing to cash in. It offers features like QR code payments, free transfers to BDO accounts, and bill payments with no service fees.

**Highlights:** Scan QR Ph codes, Send money for free to BDO accounts, Pay bills with no service fees, Request money from users, Split bills, Buy load, QR withdrawals and deposits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is RCBC Pulz free?

RCBC Pulz is free to download, with no in-app purchases.

### Is BDO Pay free?

BDO Pay is free to download, with no in-app purchases.

### Which has better reviews, RCBC Pulz or BDO Pay?

BDO Pay is rated higher. RCBC Pulz averages 2.0 out of 5 from 84 ratings, while BDO Pay averages 4.8 from 1.7K ratings.

### Do RCBC Pulz or BDO Pay have ads?

Neither RCBC Pulz nor BDO Pay shows ads.

### Which is updated more often, RCBC Pulz or BDO Pay?

RCBC Pulz ships an update every 4 weeks, and BDO Pay monthly. Most recently, RCBC Pulz was updated on October 16, 2026 and BDO Pay on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*