# SecFin vs Debt Zero

The clearest difference is in-app purchases: SecFin at none against Debt Zero's 6. SecFin also leads on iOS requirement (11.0 vs 26.0). Debt Zero's advantage is update cadence (every 3 weeks vs every 22 months). On price, ads and device support there is nothing between them.

Both are free to download. Debt Zero sells 6 in-app purchases, starting at $1.99 per month. SecFin asks for nothing beyond the download.

SecFin ships an update every 22 months, Debt Zero every 3 weeks. The most recent releases landed on October 18, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | SecFin | Debt Zero |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.1 (15 ratings)](https://appshunter.io/ios/app/debt-zero-snowball-calculator/id1531245557/reviews)** |
| Number of ratings | — | **15** |
| Positive reviews | — | 75.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 22 months | **Every 3 weeks** |
| Monetization | — | Freemium |
| Size | 33 MB | 208 MB |
| Requires iOS | **11.0** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Security Financial](https://appshunter.io/developer/1444780965) | [Casi Knibbs](https://appshunter.io/developer/1521549479) |

## What reviewers say

### SecFin

[App page](https://appshunter.io/ios/app/secfin/id1445475063)

**Features:** macOS Compatibility

**In-app purchases:** none


### Debt Zero

[App page](https://appshunter.io/ios/app/debt-zero-snowball-calculator/id1531245557)

This app helps you manage and pay off your debts using popular methods like snowball or avalanche. Plan your payments, track progress with timelines, and visualize savings. Personalize your experience and stay motivated with widgets.

**Highlights:** Debt payoff planning, Snowball and avalanche methods, Payment calendar, Progress tracking, Savings estimates, Customization options, Home screen widgets

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Enable All Features | $1.99 | per month |
| Enable All Features | $9.99 | per year |
| Enable All Features | $9.99 | per year |
| Enable All Features | $14.99 | per year |
| Unlock Themes & Icons | $1.99 | one-time |
| Enable All Features | $39.99 | one-time |


## Frequently asked questions

### Is SecFin free?

SecFin is free to download, with no in-app purchases.

### Is Debt Zero free?

Debt Zero is free to download, with in-app purchases available.

### Do SecFin or Debt Zero have ads?

Neither SecFin nor Debt Zero shows ads.

### Which is updated more often, SecFin or Debt Zero?

SecFin ships an update every 22 months, and Debt Zero every 3 weeks. Most recently, SecFin was updated on October 18, 2026 and Debt Zero on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*