# Owesy vs Debt Fix

The clearest difference is rating: Owesy at 5.0 against Debt Fix's 4.0. Owesy also leads on in-app purchases (none vs 1) and ads (none vs shown). Debt Fix's advantage is update cadence (weekly vs every 4 months). On price, ratings volume and device support there is nothing between them.

Both are free to download. Debt Fix sells 1 one-off in-app purchase. Owesy asks for nothing beyond the download.

Owesy holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 12 and 11 respectively. Written reviews point the same way: 100% of Owesy's written reviews are positive against 75% of Debt Fix's.

Owesy ships an update every 4 months, Debt Fix weekly. Both last shipped on October 24, 2026.

## The numbers

| Metric | Owesy | Debt Fix |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (12 ratings)](https://appshunter.io/ios/app/owesy/id1445506292/reviews)** | [4.0 (11 ratings)](https://appshunter.io/ios/app/debt-fix/id1638594024/reviews) |
| Number of ratings | **12** | 11 |
| Positive reviews | **100.0% of reviews** | 75.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 4 months | **Weekly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 28 MB | 11 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Jacob Loeterman](https://appshunter.io/developer/1445506291) | [Christopher Donoso](https://appshunter.io/developer/1885026399) |

## What reviewers say

### Owesy

[App page](https://appshunter.io/ios/app/owesy/id1445506292)

Easily calculate shared expenses and group bills among friends. This app simplifies splitting costs for trips, dinners, and other group activities, ensuring everyone pays their fair share with minimal transactions.

**Highlights:** Calculate complicated group tabs, Split costs evenly among groups, Add multiple amounts per person, Minimize settlement transactions, Calculate restaurant tips, Quickly input bill details

**Features:** macOS Compatibility

**In-app purchases:** none


### Debt Fix

[App page](https://appshunter.io/ios/app/debt-fix/id1638594024)

Easily track your debts and create a personalized payoff plan. Get a clear financial breakdown, analyze your progress with a report page, and utilize an amortized schedule to see all your payments. Start your journey to financial freedom.

**Highlights:** Debt tracking, Financial breakdown, Payoff plan development, Amortized payment schedule, Progress analysis report

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Debt Fix Premium | $4.99 | one-time |


## Frequently asked questions

### Is Owesy free?

Owesy is free to download, with no in-app purchases.

### Is Debt Fix free?

Debt Fix is free to download, with in-app purchases available.

### Which has better reviews, Owesy or Debt Fix?

Owesy is rated higher. Owesy averages 5.0 out of 5 from 12 ratings, while Debt Fix averages 4.0 from 11 ratings.

### Do Owesy or Debt Fix have ads?

Debt Fix shows ads; Owesy does not.

### Which is updated more often, Owesy or Debt Fix?

Owesy ships an update every 4 months, and Debt Fix weekly. Most recently, Owesy was updated on October 24, 2026 and Debt Fix on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*