# Owesy vs SubMonitor

The clearest difference is update cadence: SubMonitor at daily against Owesy's every 4 months. Owesy's advantage is iOS requirement (15.1 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Owesy ships an update every 4 months, SubMonitor daily. The most recent releases landed on September 15, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | Owesy | SubMonitor |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (11 ratings)](https://appshunter.io/ios/app/owesy/id1445506292/reviews)** | — |
| Number of ratings | **11** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Daily** |
| Monetization | Free | — |
| Size | 28 MB | 22 MB |
| Requires iOS | **15.1** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Jacob Loeterman](https://appshunter.io/developer/1445506291) | [Adrian Somesan](https://appshunter.io/developer/1837950347) |

## What reviewers say

### Owesy

[App page](https://appshunter.io/ios/app/owesy/id1445506292)

Easily calculate shared expenses and group bills among friends. This app simplifies splitting costs for trips, dinners, and other group activities, ensuring everyone pays their fair share with minimal transactions.

**Highlights:** Calculate complicated group tabs, Split costs evenly among groups, Add multiple amounts per person, Minimize settlement transactions, Calculate restaurant tips, Quickly input bill details

**Features:** macOS Compatibility

**In-app purchases:** none


### SubMonitor

[App page](https://appshunter.io/ios/app/submonitor/id6756548741)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Owesy free?

Owesy is free to download, with no in-app purchases.

### Is SubMonitor free?

SubMonitor is free to download, with no in-app purchases.

### Do Owesy or SubMonitor have ads?

Neither Owesy nor SubMonitor shows ads.

### Which is updated more often, Owesy or SubMonitor?

Owesy ships an update every 4 months, and SubMonitor daily. Most recently, Owesy was updated on September 15, 2026 and SubMonitor on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*