# Numur vs NetPay by Netcapital

The clearest difference is review sentiment: Numur at 100% against NetPay by Netcapital's 33%. Numur also leads on rating (4.1 vs 3.6) and ratings volume (144 vs 11). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Numur holds the better App Store score, 4.1 against 3.6. That said, the two scores are not equally well evidenced: Numur has 144 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 100% of Numur's written reviews are positive against 33% of NetPay by Netcapital's.

Numur ships an update fortnightly, NetPay by Netcapital every 2 weeks. The most recent releases landed on August 31, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | Numur | NetPay by Netcapital |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (144 ratings)](https://appshunter.io/ios/app/numur/id1445520249/reviews)** | [3.6 (11 ratings)](https://appshunter.io/ios/app/netpay-by-netcapital/id1534832850/reviews) |
| Number of ratings | **144** | 11 |
| Positive reviews | **100.0% of reviews** | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 weeks |
| Monetization | Free | Free |
| Size | 64 MB | 111 MB |
| Requires iOS | **15.1** | 15.5 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Numur Credit](https://appshunter.io/developer/1418371907) | [Netcapital Financial Corporation NBFI LLC](https://appshunter.io/developer/1534832852) |

## What reviewers say

### Numur

[App page](https://appshunter.io/ios/app/numur/id1445520249)

Access a personal line of credit up to 2 million MNT, anytime and anywhere. This service offers a flexible credit line with fixed repayment schedules, requiring no collateral or extensive documentation.

**Highlights:** Personal line of credit, Up to 2 million MNT credit limit, Flexible repayment schedules, No collateral required, Minimal documentation, Accessible anytime, anywhere

**In-app purchases:** none


### NetPay by Netcapital

[App page](https://appshunter.io/ios/app/netpay-by-netcapital/id1534832850)

This app allows users to register, view loan accounts, and track repayment history. Users can also make payments directly through the app using QPay or other banking apps without additional fees. Additional features include branch location lookup and profile updates.

**Highlights:** Self-registration via mobile app, View loan account list, Track loan repayment history, Fee-free payments via QPay/banking apps, Branch location lookup, Update personal information

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Numur free?

Numur is free to download, with no in-app purchases.

### Is NetPay by Netcapital free?

NetPay by Netcapital is free to download, with no in-app purchases.

### Which has better reviews, Numur or NetPay by Netcapital?

Numur is rated higher. Numur averages 4.1 out of 5 from 144 ratings, while NetPay by Netcapital averages 3.6 from 11 ratings.

### Do Numur or NetPay by Netcapital have ads?

Neither Numur nor NetPay by Netcapital shows ads.

### Which is updated more often, Numur or NetPay by Netcapital?

Numur ships an update fortnightly, and NetPay by Netcapital every 2 weeks. Most recently, Numur was updated on August 31, 2026 and NetPay by Netcapital on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*