# Numur vs Happy Pay MN

The clearest difference is rating: Numur at 4.1 against Happy Pay MN's 3.0. Numur also leads on ratings volume (165 vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Numur holds the better App Store score, 4.1 against 3.0. That said, the two scores are not equally well evidenced: Numur has 165 ratings behind it against 4, so its average is the more settled of the two.

Numur ships an update fortnightly, Happy Pay MN weekly. The most recent releases landed on October 21, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Numur | Happy Pay MN |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (165 ratings)](https://appshunter.io/ios/app/numur/id1445520249/reviews)** | [3.0 (4 ratings)](https://appshunter.io/ios/app/happy-pay-mn/id6701997861/reviews) |
| Number of ratings | **165** | 4 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | Free | Free |
| Size | 98 MB | 104 MB |
| Requires iOS | 16.4 | **15.5** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Numur Credit](https://appshunter.io/developer/1418371907) | [Trade and Development Bank of Mongolia](https://appshunter.io/developer/663172468) |

## What reviewers say

### Numur

[App page](https://appshunter.io/ios/app/numur/id1445520249)

Access a personal line of credit up to 2 million MNT, anytime and anywhere. This service offers a flexible credit line with fixed repayment schedules, requiring no collateral or extensive documentation.

**Highlights:** Personal line of credit, Up to 2 million MNT credit limit, Flexible repayment schedules, No collateral required, Minimal documentation, Accessible anytime, anywhere

**In-app purchases:** none


### Happy Pay MN

[App page](https://appshunter.io/ios/app/happy-pay-mn/id6701997861)

This app simplifies payments with fast, free transfers and easy account management. It offers exclusive merchant discounts and instant transaction notifications to help users stay in control of their finances.

**Highlights:** Free and fast money transfers, Easy account and card management, Transaction history and statements, Exclusive merchant offers and rewards, Instant transaction notifications, User-friendly interface

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Numur free?

Numur is free to download, with no in-app purchases.

### Is Happy Pay MN free?

Happy Pay MN is free to download, with no in-app purchases.

### Which has better reviews, Numur or Happy Pay MN?

Numur is rated higher. Numur averages 4.1 out of 5 from 165 ratings, while Happy Pay MN averages 3.0 from 4 ratings.

### Do Numur or Happy Pay MN have ads?

Neither Numur nor Happy Pay MN shows ads.

### Which is updated more often, Numur or Happy Pay MN?

Numur ships an update fortnightly, and Happy Pay MN weekly. Most recently, Numur was updated on October 21, 2026 and Happy Pay MN on October 25, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*