# Mercury Cards vs Best Egg

The clearest difference is monetization model: Best Egg at free against Mercury Cards's free with in-app purchases. Mercury Cards's advantage is ratings volume (109K vs 11K) and review sentiment (45% vs 37%). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Mercury Cards against 4.8 for Best Egg. That said, the two scores are not equally well evidenced: Mercury Cards has 109K ratings behind it against 11K, so its average is the more settled of the two. Written reviews are what separate them: 45% of Mercury Cards's written reviews are positive against 37% of Best Egg's.

Both ship on a similar rhythm, roughly monthly. Both last shipped on October 30, 2026.

## The numbers

| Metric | Mercury Cards | Best Egg |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (109K ratings)](https://appshunter.io/ios/app/mercury-cards/id1445557038/reviews)** | [4.8 (11K ratings)](https://appshunter.io/ios/app/best-egg/id6476990901/reviews) |
| Number of ratings | **109K** | 11K |
| Positive reviews | **45.4% of reviews** | 36.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 89 MB | 33 MB |
| Requires iOS | **14.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Mercury Financial LLC](https://appshunter.io/developer/1445557037) | [Best Egg Technologies, LLC](https://appshunter.io/developer/1728513231) |

## What reviewers say

### Mercury Cards

[App page](https://appshunter.io/ios/app/mercury-cards/id1445557038)

Manage your credit card account with features designed to help you pay smarter, achieve financial goals, and stay in control. Track transactions, set up payments, monitor your credit score, and access customer service easily.

**Highlights:** Personalized payment amounts, Schedule and split payments, Automated monthly payments, Create financial goals, Personalized credit tips, Free FICO Score monitoring, Real-time transaction tracking

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use app
- 👍 Helpful for rebuilding credit
- 💡 Multiple payment options
- 🚀 Fast payment processing
- 👍 Good customer service

**What reviewers complain about**

- 🐛 Buggy app with crashes and freezes
- 🔍 Confusing navigation and UI
- 🤑 High interest rates
- ⚠️ Delayed payment processing and credit reporting
- 🤖 Poor overseas customer service

**Reported bugs**

- App freezing on payment screen
- Login issues with incorrect credentials
- Delayed credit reporting and payment processing
- Inconsistent app behavior after updates

**Requested features**

- Easier one-time payment option
- Pending transaction visibility on main screen
- Faster credit limit increases
- Improved app performance and stability
- Better in-app payment scheduling and management


### Best Egg

[App page](https://appshunter.io/ios/app/best-egg/id6476990901)

Manage your personal finances securely and conveniently from anywhere. Check balances, pay bills, and monitor your credit score with a suite of financial health tools. Access account details and customer service easily within the app.

**Highlights:** Account management, Secure access with encryption, Bill payments, Financial health tools, Credit score monitoring, Customer service access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Able to log in
- 👍 Thankful for the update

**What reviewers complain about**

- 🐛 Unable to log in
- 🐛 Keyboard covers submit button
- 🐛 App doesn't work
- 🐛 Login credentials not recognized
- 🐛 Cannot sign in

**Reported bugs**

- Login issues
- App not recognizing login credentials
- Keyboard covering submit button

**Requested features**

- Fix login issues
- Improve app functionality


## Frequently asked questions

### Is Mercury Cards free?

Mercury Cards is free to download, with no in-app purchases.

### Is Best Egg free?

Best Egg is free to download, with no in-app purchases.

### Which has better reviews, Mercury Cards or Best Egg?

Mercury Cards is rated higher. Mercury Cards averages 4.8 out of 5 from 109K ratings, while Best Egg averages 4.8 from 11K ratings.

### Do Mercury Cards or Best Egg have ads?

Neither Mercury Cards nor Best Egg shows ads.

### Which is updated more often, Mercury Cards or Best Egg?

Mercury Cards ships an update monthly, and Best Egg monthly. Most recently, Mercury Cards was updated on October 30, 2026 and Best Egg on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*