# Centivo vs Howard

The clearest difference is review sentiment: Howard at 100% against Centivo's 50%. Howard also leads on rating (5.0 vs 3.6) and update cadence (every 2 weeks vs every 3 months). Centivo's advantage is ratings volume (61 vs 8) and iOS requirement (11.0 vs 18.5). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Howard holds the better App Store score, 5.0 against 3.6. That said, the two scores are not equally well evidenced: Centivo has 61 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 50% of Centivo's written reviews are positive against 100% of Howard's.

Centivo ships an update every 3 months, Howard every 2 weeks. The most recent releases landed on October 21, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Centivo | Howard |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (61 ratings)](https://appshunter.io/ios/app/centivo/id1445594850/reviews) | **[5.0 (8 ratings)](https://appshunter.io/ios/app/howard/id6748033731/reviews)** |
| Number of ratings | **61** | 8 |
| Positive reviews | 50.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 20 MB | 147 MB |
| Requires iOS | **11.0** | 18.5 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 12+ | 17+ |
| Developer | [Centivo](https://appshunter.io/developer/1445594849) | [Sworn](https://appshunter.io/developer/1823980872) |

## What reviewers say

### Centivo

[App page](https://appshunter.io/ios/app/centivo/id1445594850)

Access and manage your health benefits seamlessly. Find the care you need and get the most out of your membership with easy account setup and benefit management.

**Highlights:** Access health benefits, Manage health benefits, Find needed care, Membership verification, Account setup

**Features:** macOS Compatibility

**In-app purchases:** none


### Howard

[App page](https://appshunter.io/ios/app/howard/id6748033731)

This app provides a real-time picture of your wellness by connecting sleep, stress, nutrition, and fitness data. It offers personalized AI coaching and insights tailored to your daily demands and performance goals.

**Highlights:** Real-time biometric dashboard, AI coaching that adapts to your day, Shift and training-aware intelligence, Holistic wellness tracking, Voice stress check-ins, Peer benchmarks, Location-aware wellness resources

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Centivo free?

Centivo is free to download, with no in-app purchases.

### Is Howard free?

Howard is free to download, with no in-app purchases.

### Which has better reviews, Centivo or Howard?

Howard is rated higher. Centivo averages 3.6 out of 5 from 61 ratings, while Howard averages 5.0 from 8 ratings.

### Do Centivo or Howard have ads?

Neither Centivo nor Howard shows ads.

### Which is updated more often, Centivo or Howard?

Centivo ships an update every 3 months, and Howard every 2 weeks. Most recently, Centivo was updated on October 21, 2026 and Howard on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*