# Coutts ClearSpend vs Basis Point

The clearest difference is in-app purchases: Coutts ClearSpend at none against Basis Point's 4. Coutts ClearSpend also leads on iOS requirement (15.0 vs 18.4). Basis Point's advantage is update cadence (weekly vs every 3 months). On price, ads and device support there is nothing between them.

Both are free to download. Basis Point sells 4 in-app purchases, starting at $1.99 per month. Coutts ClearSpend asks for nothing beyond the download.

Coutts ClearSpend ships an update every 3 months, Basis Point weekly. The most recent releases landed on October 10, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Coutts ClearSpend | Basis Point |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Weekly** |
| Monetization | — | Freemium |
| Size | 55 MB | 25 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [COUTTS & COMPANY](https://appshunter.io/developer/570181480) | [Cameron Maclaine](https://appshunter.io/developer/1891850940) |

## What reviewers say

### Coutts ClearSpend

[App page](https://appshunter.io/ios/app/coutts-clearspend/id1446284108)

**Features:** Apple Wallet

**In-app purchases:** none


### Basis Point

[App page](https://appshunter.io/ios/app/basis-point/id6762004675)

Automate your ETF investments with a rule-based strategy that buys the dip during market drawdowns. This tool removes emotional trading by adhering to a mathematical approach, allowing for full customization of ETFs, currency, and risk tolerance. It prioritizes user privacy with biometric authentication and encryption.

**Highlights:** Automated weekly ETF allocation, Rule-based investment strategy, Removes emotional trading, Customizable ETF selection, Biometric authentication, Privacy-focused data security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Silver | $1.99 | per month |
| Gold | $4.99 | per month |
| Gold - Yearly | $49.99 | per year |
| Gold - Lifetime | $99.99 | one-time |


## Frequently asked questions

### Is Coutts ClearSpend free?

Coutts ClearSpend is free to download, with no in-app purchases.

### Is Basis Point free?

Basis Point is free to download, with in-app purchases available.

### Do Coutts ClearSpend or Basis Point have ads?

Neither Coutts ClearSpend nor Basis Point shows ads.

### Which is updated more often, Coutts ClearSpend or Basis Point?

Coutts ClearSpend ships an update every 3 months, and Basis Point weekly. Most recently, Coutts ClearSpend was updated on October 10, 2026 and Basis Point on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*