# Five Star CU vs FNBDC

The clearest difference is rating: FNBDC at 4.9 against Five Star CU's 4.0. FNBDC also leads on review sentiment (100% vs 69%) and ratings volume (302 vs 29). Five Star CU's advantage is iOS requirement (16.0 vs 18.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FNBDC holds the better App Store score, 4.9 against 4.0. That said, the two scores are not equally well evidenced: FNBDC has 302 ratings behind it against 29, so its average is the more settled of the two. Written reviews point the same way: 69% of Five Star CU's written reviews are positive against 100% of FNBDC's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 15, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Five Star CU | FNBDC |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (29 ratings)](https://appshunter.io/ios/app/five-star-cu/id1446332552/reviews) | **[4.9 (302 ratings)](https://appshunter.io/ios/app/fnbdc/id6741330848/reviews)** |
| Number of ratings | 29 | **302** |
| Positive reviews | 68.6% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 127 MB | 178 MB |
| Requires iOS | **16.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Five Star Credit Union](https://appshunter.io/developer/589637406) | [First National Bank of Decatur County](https://appshunter.io/developer/982285671) |

## What reviewers say

### Five Star CU

[App page](https://appshunter.io/ios/app/five-star-cu/id1446332552)

Manage all your financial accounts in one place, from any bank or credit union. Track transactions, set alerts, make payments, transfer funds, and deposit checks with ease. Secure your finances with passcode and biometric login.

**Highlights:** Aggregate all financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, Debit card management, View statements and find ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient banking
- ⭐ Great customer service
- 💳 Seamless transactions

**What reviewers complain about**

- 🐛 Glitchy and slow app
- 🔒 Security concerns
- 💰 Unsatisfactory banking experience
- 🕰️ Long wait times for customer service

**Reported bugs**

- App freezing and crashing
- Incorrect account balance display
- Authentication issues
- Inability to view check images and transaction details

**Requested features**

- Separate account transactions
- Ability to turn on/off debit card limits
- Faster transaction updates
- Improved app stability and performance


### FNBDC

[App page](https://appshunter.io/ios/app/fnbdc/id6741330848)

Manage your finances with this secure and fast personal financial tool. Set up balance alerts, make payments, transfer funds, deposit checks remotely, and view statements. Locate nearby branches and ATMs.

**Highlights:** Balance alerts, Make payments, Transfer money, Mobile check deposit, View statements, ATM/Branch locator, Biometric security

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Five Star CU free?

Five Star CU is free to download, with no in-app purchases.

### Is FNBDC free?

FNBDC is free to download, with no in-app purchases.

### Which has better reviews, Five Star CU or FNBDC?

FNBDC is rated higher. Five Star CU averages 4.0 out of 5 from 29 ratings, while FNBDC averages 4.9 from 302 ratings.

### Do Five Star CU or FNBDC have ads?

Neither Five Star CU nor FNBDC shows ads.

### Which is updated more often, Five Star CU or FNBDC?

Five Star CU ships an update monthly, and FNBDC monthly. Most recently, Five Star CU was updated on October 15, 2026 and FNBDC on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*