# BMI Mobile Banking vs Kalbe

The clearest difference is rating: BMI Mobile Banking at 4.8 against Kalbe's 4.4. BMI Mobile Banking also leads on iOS requirement (9.0 vs 15.1). Kalbe's advantage is ratings volume (44 vs 4) and update cadence (every 2 weeks vs every 3 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BMI Mobile Banking holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: Kalbe has 44 ratings behind it against 4, so its average is the more settled of the two.

BMI Mobile Banking ships an update every 3 weeks, Kalbe every 2 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | BMI Mobile Banking | Kalbe |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (4 ratings)](https://appshunter.io/ios/app/bmi-mobile-banking/id1446467582/reviews)** | [4.4 (44 ratings)](https://appshunter.io/ios/app/kalbe/id6504161708/reviews) |
| Number of ratings | 4 | **44** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 66 MB | 49 MB |
| Requires iOS | **9.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Mauritanian Bank of Investment](https://appshunter.io/developer/1446467581) | [NEOTIC S.A.R.L](https://appshunter.io/developer/1561571618) |

## What reviewers say

### BMI Mobile Banking

[App page](https://appshunter.io/ios/app/bmi-mobile-banking/id1446467582)

This Islamic banking application operates strictly according to Shari'a precepts. It allows users to manage their finances with a focus on Islamic principles. The bank was established in 2016 and began operations in 2017.

**Highlights:** Islamic banking compliance, Shari'a precept adherence, Financial management, Secure transactions, Mobile banking access

**Features:** macOS Compatibility

**In-app purchases:** none


### Kalbe

[App page](https://appshunter.io/ios/app/kalbe/id6504161708)

Manage your international payments with a virtual card. Easily top up using local currency and spend globally in USD for online purchases, subscriptions, and advertising. Enjoy a secure and flexible alternative to traditional bank cards.

**Highlights:** Virtual card for international payments, Local currency top-ups (MRU), Spend in US dollars globally, Secure financial management, Alternative to traditional bank cards, Online purchase and subscription payments

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BMI Mobile Banking free?

BMI Mobile Banking is free to download, with no in-app purchases.

### Is Kalbe free?

Kalbe is free to download, with no in-app purchases.

### Which has better reviews, BMI Mobile Banking or Kalbe?

BMI Mobile Banking is rated higher. BMI Mobile Banking averages 4.8 out of 5 from 4 ratings, while Kalbe averages 4.4 from 44 ratings.

### Do BMI Mobile Banking or Kalbe have ads?

Neither BMI Mobile Banking nor Kalbe shows ads.

### Which is updated more often, BMI Mobile Banking or Kalbe?

BMI Mobile Banking ships an update every 3 weeks, and Kalbe every 2 weeks. Most recently, BMI Mobile Banking was updated on October 24, 2026 and Kalbe on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*