# Educators Credit Union vs Extraco eBank

The clearest difference is rating: Educators Credit Union at 4.8 against Extraco eBank's 4.4. Extraco eBank's advantage is review sentiment (87% vs 67%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Educators Credit Union holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 1.3K and 1.8K respectively. Written reviews complicate that: 67% of Educators Credit Union's written reviews are positive against 87% of Extraco eBank's, so the app with the better star average is not the one people write more warmly about.

Educators Credit Union ships an update every 3 months, Extraco eBank every 2 months. The most recent releases landed on October 29, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | Educators Credit Union | Extraco eBank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.3K ratings)](https://appshunter.io/ios/app/educators-credit-union/id1446598614/reviews)** | [4.4 (1.8K ratings)](https://appshunter.io/ios/app/extraco-ebank/id1491516388/reviews) |
| Number of ratings | 1.3K | **1.8K** |
| Positive reviews | 66.7% of reviews | **87.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 102 MB | 33 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Educators CU](https://appshunter.io/developer/870661924) | [Extraco Banks](https://appshunter.io/developer/417482907) |

## What reviewers say

### Educators Credit Union

[App page](https://appshunter.io/ios/app/educators-credit-union/id1446598614)

Manage your finances on the go with this mobile banking app. Review account activity, transfer funds, pay bills, and deposit checks securely. Easily locate ATMs and branches.

**Highlights:** Account balance and transaction review, Fund transfers, Bill payment, Check deposit, ATM and branch locator, View cleared checks

**Features:** Vision Pro support

**In-app purchases:** none


### Extraco eBank

[App page](https://appshunter.io/ios/app/extraco-ebank/id1491516388)

Manage your finances conveniently with a secure banking app. Features include card management, budgeting tools, and the ability to link external accounts for a comprehensive financial overview.

**Highlights:** Card swap for multiple service providers, Financial management and budgeting tools, Turn debit card on/off, Set travel alerts, Link external accounts

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient and functional
- 🔒 Secure with extra protection
- 💡 Helpful scam alerts
- 👍 Friendly and professional customer service

**What reviewers complain about**

- 🐛 Occasional login issues
- 🐛 Difficulty navigating bill pay
- 🐛 Inconsistent user experience after updates
- 🐛 Lack of detailed transaction notes
- 🐛 Trouble depositing checks via mobile

**Reported bugs**

- Frequent log-outs and password resets required
- Mobile deposit feature not working consistently
- Transactions not always displaying correctly

**Requested features**

- Add built-in calculator
- Improve transaction categorization and budgeting
- Provide option for dark mode
- Allow minors to deposit checks
- Enhance transfer history and recurring payments


## Frequently asked questions

### Is Educators Credit Union free?

Educators Credit Union is free to download, with no in-app purchases.

### Is Extraco eBank free?

Extraco eBank is free to download, with no in-app purchases.

### Which has better reviews, Educators Credit Union or Extraco eBank?

Educators Credit Union is rated higher. Educators Credit Union averages 4.8 out of 5 from 1.3K ratings, while Extraco eBank averages 4.4 from 1.8K ratings.

### Do Educators Credit Union or Extraco eBank have ads?

Neither Educators Credit Union nor Extraco eBank shows ads.

### Which is updated more often, Educators Credit Union or Extraco eBank?

Educators Credit Union ships an update every 3 months, and Extraco eBank every 2 months. Most recently, Educators Credit Union was updated on October 29, 2026 and Extraco eBank on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*