# FCMBOnlineToken vs2 vs Titans mToken

The clearest difference is iOS requirement: Titans mToken at 9.0 against FCMBOnlineToken vs2's 12.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FCMBOnlineToken vs2 ships an update every 14 months, Titans mToken every 21 months. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | FCMBOnlineToken vs2 | Titans mToken |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.4 (27 ratings)](https://appshunter.io/ios/app/fcmbonlinetoken-vs2/id1446731478/reviews)** | — |
| Number of ratings | **27** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 14 months** | Every 21 months |
| Monetization | Free | — |
| Size | 11 MB | 20 MB |
| Requires iOS | 12.0 | **9.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First City Monument Bank](https://appshunter.io/developer/947847872) | [TITAN TRUST BANK LIMITED](https://appshunter.io/developer/1488380646) |

## What reviewers say

### FCMBOnlineToken vs2

[App page](https://appshunter.io/ios/app/fcmbonlinetoken-vs2/id1446731478)

This app provides a secure and convenient way to authenticate online banking transactions, replacing the need for physical hardware or SMS tokens. It offers enhanced security with a password feature and eliminates SMS delays for a smoother user experience.

**Highlights:** Authenticate online transactions, Alternative to hardware/SMS tokens, Password security feature, No SMS delay, Convenient mobile usage, Self-service activation

**Features:** macOS Compatibility

**In-app purchases:** none


### Titans mToken

[App page](https://appshunter.io/ios/app/titans-mtoken/id1492462105)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is FCMBOnlineToken vs2 free?

FCMBOnlineToken vs2 is free to download, with no in-app purchases.

### Is Titans mToken free?

Titans mToken is free to download, with no in-app purchases.

### Do FCMBOnlineToken vs2 or Titans mToken have ads?

Neither FCMBOnlineToken vs2 nor Titans mToken shows ads.

### Which is updated more often, FCMBOnlineToken vs2 or Titans mToken?

FCMBOnlineToken vs2 ships an update every 14 months, and Titans mToken every 21 months. Most recently, FCMBOnlineToken vs2 was updated on November 2, 2026 and Titans mToken on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*