# FCMBOnlineToken vs2 vs ALAT Partner

The clearest difference is update cadence: FCMBOnlineToken vs2 at every 14 months against ALAT Partner's every 30 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FCMBOnlineToken vs2 ships an update every 14 months, ALAT Partner every 30 months. The most recent releases landed on October 16, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | FCMBOnlineToken vs2 | ALAT Partner |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.3 (26 ratings)](https://appshunter.io/ios/app/fcmbonlinetoken-vs2/id1446731478/reviews)** | — |
| Number of ratings | **26** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 14 months** | Every 30 months |
| Monetization | Free | — |
| Size | 11 MB | 11 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First City Monument Bank](https://appshunter.io/developer/947847872) | [Wema Bank Plc](https://appshunter.io/developer/980671301) |

## What reviewers say

### FCMBOnlineToken vs2

[App page](https://appshunter.io/ios/app/fcmbonlinetoken-vs2/id1446731478)

This app provides a secure and convenient way to authenticate online banking transactions, replacing the need for physical hardware or SMS tokens. It offers enhanced security with a password feature and eliminates SMS delays for a smoother user experience.

**Highlights:** Authenticate online transactions, Alternative to hardware/SMS tokens, Password security feature, No SMS delay, Convenient mobile usage, Self-service activation

**Features:** macOS Compatibility

**In-app purchases:** none


### ALAT Partner

[App page](https://appshunter.io/ios/app/alat-partner/id1625062721)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is FCMBOnlineToken vs2 free?

FCMBOnlineToken vs2 is free to download, with no in-app purchases.

### Is ALAT Partner free?

ALAT Partner is free to download, with no in-app purchases.

### Do FCMBOnlineToken vs2 or ALAT Partner have ads?

Neither FCMBOnlineToken vs2 nor ALAT Partner shows ads.

### Which is updated more often, FCMBOnlineToken vs2 or ALAT Partner?

FCMBOnlineToken vs2 ships an update every 14 months, and ALAT Partner every 30 months. Most recently, FCMBOnlineToken vs2 was updated on October 16, 2026 and ALAT Partner on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*