# FCMBOnlineToken vs2 vs Gexipay

The clearest difference is rating: Gexipay at 3.3 against FCMBOnlineToken vs2's 2.3. Gexipay also leads on update cadence (every 2 weeks vs every 14 months). FCMBOnlineToken vs2's advantage is ratings volume (26 vs 6) and iOS requirement (12.0 vs 15.6). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Gexipay holds the better App Store score, 3.3 against 2.3. Both are backed by a comparable volume of ratings — 26 and 6 respectively. Written reviews split almost evenly too, at 0% and 0% positive.

FCMBOnlineToken vs2 ships an update every 14 months, Gexipay every 2 weeks. The most recent releases landed on October 16, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | FCMBOnlineToken vs2 | Gexipay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (26 ratings)](https://appshunter.io/ios/app/fcmbonlinetoken-vs2/id1446731478/reviews) | **[3.3 (6 ratings)](https://appshunter.io/ios/app/gexipay/id6476141244/reviews)** |
| Number of ratings | **26** | 6 |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 14 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 11 MB | 110 MB |
| Requires iOS | **12.0** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [First City Monument Bank](https://appshunter.io/developer/947847872) | [Gexipay Global Technology Ltd](https://appshunter.io/developer/1725973981) |

## What reviewers say

### FCMBOnlineToken vs2

[App page](https://appshunter.io/ios/app/fcmbonlinetoken-vs2/id1446731478)

This app provides a secure and convenient way to authenticate online banking transactions, replacing the need for physical hardware or SMS tokens. It offers enhanced security with a password feature and eliminates SMS delays for a smoother user experience.

**Highlights:** Authenticate online transactions, Alternative to hardware/SMS tokens, Password security feature, No SMS delay, Convenient mobile usage, Self-service activation

**Features:** macOS Compatibility

**In-app purchases:** none


### Gexipay

[App page](https://appshunter.io/ios/app/gexipay/id6476141244)

Manage your finances with this app that offers discounted data purchases, easy utility bill payments, and secure virtual card services for online transactions. It provides a user-friendly interface and robust security measures for a comprehensive financial management experience.

**Highlights:** Purchase data at discounted rates, Pay utility bills easily, Virtual card services for online payments, User-friendly interface, Multi-layer security, Multiple currency support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FCMBOnlineToken vs2 free?

FCMBOnlineToken vs2 is free to download, with no in-app purchases.

### Is Gexipay free?

Gexipay is free to download, with no in-app purchases.

### Which has better reviews, FCMBOnlineToken vs2 or Gexipay?

Gexipay is rated higher. FCMBOnlineToken vs2 averages 2.3 out of 5 from 26 ratings, while Gexipay averages 3.3 from 6 ratings.

### Do FCMBOnlineToken vs2 or Gexipay have ads?

Neither FCMBOnlineToken vs2 nor Gexipay shows ads.

### Which is updated more often, FCMBOnlineToken vs2 or Gexipay?

FCMBOnlineToken vs2 ships an update every 14 months, and Gexipay every 2 weeks. Most recently, FCMBOnlineToken vs2 was updated on October 16, 2026 and Gexipay on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*