# ACB SafeKey vs VCB DigiBiz

The clearest difference is rating: VCB DigiBiz at 3.4 against ACB SafeKey's 3.0. VCB DigiBiz also leads on iOS requirement (13.0 vs 15.0). ACB SafeKey's advantage is update cadence (every 3 weeks vs every 2 months). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

VCB DigiBiz holds the better App Store score, 3.4 against 3.0. Both are backed by a comparable volume of ratings — 13 and 5 respectively. Written reviews split almost evenly too, at 0% and 0% positive.

ACB SafeKey ships an update every 3 weeks, VCB DigiBiz every 2 months. The most recent releases landed on October 16, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | ACB SafeKey | VCB DigiBiz |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (13 ratings)](https://appshunter.io/ios/app/acb-safekey/id1446756333/reviews) | **[3.4 (5 ratings)](https://appshunter.io/ios/app/vcb-digibiz/id1592900514/reviews)** |
| Number of ratings | **13** | 5 |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 34 MB | 173 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ASIA COMMERCIAL JOINT STOCK BANK](https://appshunter.io/developer/950141023) | [Vietcombank JSC](https://appshunter.io/developer/944568123) |

## What reviewers say

### ACB SafeKey

[App page](https://appshunter.io/ios/app/acb-safekey/id1446756333)

This application generates One-Time Passwords (OTP) for transaction authentication for Asia Commercial Joint Stock Bank (ACB). It ensures secure and convenient verification for your banking activities.

**Highlights:** OTP generation, Transaction authentication, Secure verification, ACB banking support

**Features:** macOS Compatibility

**In-app purchases:** none


### VCB DigiBiz

[App page](https://appshunter.io/ios/app/vcb-digibiz/id1592900514)

This digital banking service allows businesses to manage all their financial transactions conveniently and securely. It offers features like account inquiries, money transfers, bill payments, and budget payments, accessible anytime, anywhere.

**Highlights:** Account information inquiry, Money transfer (internal/external), Scheduled transfers, Bill payment, State budget and seaport fee payment, Secure transaction authentication, Customizable transaction limits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ACB SafeKey free?

ACB SafeKey is free to download, with no in-app purchases.

### Is VCB DigiBiz free?

VCB DigiBiz is free to download, with no in-app purchases.

### Which has better reviews, ACB SafeKey or VCB DigiBiz?

VCB DigiBiz is rated higher. ACB SafeKey averages 3.0 out of 5 from 13 ratings, while VCB DigiBiz averages 3.4 from 5 ratings.

### Do ACB SafeKey or VCB DigiBiz have ads?

Neither ACB SafeKey nor VCB DigiBiz shows ads.

### Which is updated more often, ACB SafeKey or VCB DigiBiz?

ACB SafeKey ships an update every 3 weeks, and VCB DigiBiz every 2 months. Most recently, ACB SafeKey was updated on October 16, 2026 and VCB DigiBiz on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*