# Mercantil Banco vs WallyTech

The clearest difference is rating: Mercantil Banco at 4.8 against WallyTech's 2.1. Mercantil Banco also leads on review sentiment (42% vs 11%) and ratings volume (33K vs 94). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Mercantil Banco holds the better App Store score, 4.8 against 2.1. That said, the two scores are not equally well evidenced: Mercantil Banco has 33K ratings behind it against 94, so its average is the more settled of the two. Written reviews point the same way: 42% of Mercantil Banco's written reviews are positive against 11% of WallyTech's.

Mercantil Banco ships an update every 3 weeks, WallyTech every 2 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Mercantil Banco | WallyTech |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (33K ratings)](https://appshunter.io/ios/app/mercantil-banco/id1446903385/reviews)** | [2.1 (94 ratings)](https://appshunter.io/ios/app/wallytech/id1611391354/reviews) |
| Number of ratings | **33K** | 94 |
| Positive reviews | **42.4% of reviews** | 10.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 158 MB | 163 MB |
| Requires iOS | 15.5 | **15** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | +4 | 4+ |
| Developer | [Mercantil, CA, Banco Universal](https://appshunter.io/developer/555307774) | [Wally Pay, Inc](https://appshunter.io/developer/1611391716) |

## What reviewers say

### Mercantil Banco

[App page](https://appshunter.io/ios/app/mercantil-banco/id1446903385)

Manage your finances securely and conveniently from your mobile device. Perform transactions, check account details, make payments, and access credit services with an intuitive interface. Features include biometric authentication for enhanced security.

**Highlights:** View account and card movements, Transfer funds between accounts and to other banks, Mobile payments via Tpago, Buy and sell foreign currency, Pay bills and recharge mobile credit, Instant cash loans, Biometric authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ❤️ Longtime customer loyalty
- 🔑 Secure authentication
- 🤝 Reliable banking partner

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔒 Unreliable biometric authentication
- ⏱️ Slow and unresponsive app
- 🤷‍♀️ Inconsistent user experience
- 📧 Issues with receiving verification codes

**Reported bugs**

- Unable to save Pago Móvil contacts
- Face ID/Touch ID not functioning properly
- Repeated prompts to update app when no update is available
- Errors when attempting to perform transactions

**Requested features**

- Improve contact management for Pago Móvil
- Provide more self-service options
- Streamline authentication process
- Enhance app performance and stability


### WallyTech

[App page](https://appshunter.io/ios/app/wallytech/id1611391354)

Manage your money entirely from your phone without a bank account. Send, receive, and pay in dollars using a digital or physical Mastercard. Easily top up your wallet and card, and transfer funds to other users.

**Highlights:** Digital wallet management, Send and receive money, Pay in USD, Digital and physical Mastercard, Easy top-ups, International transactions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Mercantil Banco free?

Mercantil Banco is free to download, with no in-app purchases.

### Is WallyTech free?

WallyTech is free to download, with no in-app purchases.

### Which has better reviews, Mercantil Banco or WallyTech?

Mercantil Banco is rated higher. Mercantil Banco averages 4.8 out of 5 from 33K ratings, while WallyTech averages 2.1 from 94 ratings.

### Do Mercantil Banco or WallyTech have ads?

Neither Mercantil Banco nor WallyTech shows ads.

### Which is updated more often, Mercantil Banco or WallyTech?

Mercantil Banco ships an update every 3 weeks, and WallyTech every 2 months. Most recently, Mercantil Banco was updated on November 6, 2026 and WallyTech on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*