# Mobile Pay vs The Card Network

The clearest difference is review sentiment: Mobile Pay at 19% against The Card Network's 10%. Mobile Pay also leads on iOS requirement (11.0 vs 15.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Mobile Pay ships an update monthly, The Card Network every 3 weeks. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Mobile Pay | The Card Network |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/mobile-pay/id1447322394/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | **19.2% of reviews** | 9.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 34 MB | 30 MB |
| Requires iOS | **11.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Edge Loyalty Systems Pty Ltd](https://appshunter.io/developer/842358905) | [The Card Network](https://appshunter.io/developer/1481419592) |

## What reviewers say

### Mobile Pay

[App page](https://appshunter.io/ios/app/mobile-pay/id1447322394)

Instantly access and manage your digital pre-paid Mastercard. Securely add your card to your mobile wallet for easy in-store and online payments. View transaction history and card details within the app.

**Highlights:** Instant digital Mastercard access, Add card to mobile wallet, Tap and Go in-store payments, Online payment details retrieval, View transaction history, Access card expiry and CVC

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### The Card Network

[App page](https://appshunter.io/ios/app/the-card-network/id1481419515)

Instantly claim and add your digital card to your mobile device's wallet using a provided link. Once added, your new card is ready for immediate use.

**Highlights:** Claim digital card instantly, Add card to mobile wallet, Secure card management, Instant card activation

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ✅ Quick setup process when working correctly
- 🍎 Seamless Apple Wallet integration
- 💳 Convenient balance checking feature
- 🎁 Useful for managing multiple gift cards

**What reviewers complain about**

- 🐛 Persistent loading screens and freezing
- 📱 Phone number validation failures
- 💥 Frequent app crashes on iOS
- 🔐 Difficult registration and login process
- ⏳ Extremely slow performance

**Reported bugs**

- Invalid request format error on card loading
- Mobile number not found despite correct entry
- Phone number starting with 0 rejected
- SMS verification codes not being received
- Infinite loading circles on card information screen

**Requested features**

- Delete or archive fully used cards
- Organize/sort cards by type and balance
- Display last 4 digits on card front
- Support for non-Apple Pay wallets
- Direct card number access for online purchases


## Frequently asked questions

### Is Mobile Pay free?

Mobile Pay is free to download, with no in-app purchases.

### Is The Card Network free?

The Card Network is free to download, with no in-app purchases.

### Do Mobile Pay or The Card Network have ads?

Neither Mobile Pay nor The Card Network shows ads.

### Which is updated more often, Mobile Pay or The Card Network?

Mobile Pay ships an update monthly, and The Card Network every 3 weeks. Most recently, Mobile Pay was updated on October 24, 2026 and The Card Network on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*