# Copilot vs Split Crew

The clearest difference is ratings volume: Copilot at 31K against Split Crew's 3. Copilot also leads on chart position (#6 vs unranked) and device support (3 vs 1). Split Crew's advantage is update cadence (every 2 days vs every 11 days) and rating (5.0 vs 4.8). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Copilot sells 8 in-app purchases, starting at $18.00 per month and Split Crew sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Split Crew holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Copilot has 31K ratings behind it against 3, so its average is the more settled of the two.

Copilot ships an update every 11 days, Split Crew every 2 days. The most recent releases landed on November 8, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Copilot | Split Crew |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (31K ratings)](https://appshunter.io/ios/app/copilot-track-and-budget-money/id1447330651/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/split-crew/id6805978519/reviews)** |
| Number of ratings | **31K** | 3 |
| Positive reviews | 57.3% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 11 days | **Every 2 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#6** | — |
| Size | 306 MB | 48 MB |
| Requires iOS | 17.0 | **16.4** |
| Devices | **iPhone, iPad, Mac** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Copilot Money, Inc.](https://appshunter.io/developer/1447330650) | [Sam Albert](https://appshunter.io/developer/6786127122) |

## What reviewers say

### Copilot

[App page](https://appshunter.io/ios/app/copilot-track-and-budget-money/id1447330651)

**Currently charting:** #6 Top Grossing · Finance (US App Store)

Manage your money comprehensively with an AI-powered assistant that tracks spending, plans budgets, and monitors investments. Get personalized insights and automated categorization to understand your finances better. Built with privacy at its core, it offers bank-level security without ads or data selling.

**Highlights:** AI financial assistant, All-in-one money tracking, Automated transaction categorization, Smart budgeting, Investment performance monitoring, Cross-device sync

**Features:** Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Copilot Subscription | $18.00 | per month |
| Copilot Subscription | $18.00 | per month |
| Copilot Subscription | $18.00 | per month |
| Monthly subscription | $18.00 | per month |
| Monthly subscription | $18.00 | per month |
| Monthly subscription | $18.00 | per month |
| Yearly subscription | $109.00 | per year |
| Yearly subscription | $109.00 | per year |

**What reviewers like**

- 👍 Intuitive and user-friendly interface
- 🚀 Seamless account integration and transaction tracking
- 💡 Customizable budgeting and categorization
- 🔒 Secure and private financial management
- 👍 Responsive and helpful customer support

**What reviewers complain about**

- 🐛 Occasional sync and connectivity issues with some financial institutions
- 🔍 Lack of advanced reporting and filtering options
- 🔍 Limited functionality for manual transaction entry and forecasting
- 💰 Relatively high subscription cost compared to free alternatives

**Reported bugs**

- Inconsistent transaction categorization and rule application
- Occasional data sync issues and loss of historical transaction data
- Sluggish performance on some devices, especially the Mac app

**Requested features**

- Add web/desktop app for better usability
- Improve support for joint accounts and shared budgeting
- Implement more flexible budgeting and savings goal features
- Enhance transaction search and filtering capabilities


### Split Crew

[App page](https://appshunter.io/ios/app/split-crew/id6805978519)

Easily divide group expenses without needing accounts or sign-ups. Manually itemize bills or use smart receipt scanning to quickly determine individual shares, including tax and tip. Track payments and send reminders to ensure everyone pays their fair portion.

**Highlights:** Manual bill itemization, Smart receipt scanning, Assign items to individuals, Proportional or even tax/tip splitting, Payment tracking, Customizable reminders, No account required

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Smart Receipt Scan | $0.99 | one-time |


## Frequently asked questions

### Is Copilot free?

Copilot is free to download, with in-app purchases available.

### Is Split Crew free?

Split Crew is free to download, with in-app purchases available.

### Which has better reviews, Copilot or Split Crew?

Split Crew is rated higher. Copilot averages 4.8 out of 5 from 31K ratings, while Split Crew averages 5.0 from 3 ratings.

### Do Copilot or Split Crew have ads?

Neither Copilot nor Split Crew shows ads.

### Which is updated more often, Copilot or Split Crew?

Copilot ships an update every 11 days, and Split Crew every 2 days. Most recently, Copilot was updated on November 8, 2026 and Split Crew on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*