# Federation Bank vs Cornerstone Personal

The clearest difference is ratings volume: Federation Bank at 223 against Cornerstone Personal's 4. Federation Bank also leads on iOS requirement (14.7 vs 16.6). Cornerstone Personal's advantage is rating (5.0 vs 4.7) and update cadence (every 4 months vs every 9 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cornerstone Personal holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Federation Bank has 223 ratings behind it against 4, so its average is the more settled of the two.

Federation Bank ships an update every 9 months, Cornerstone Personal every 4 months. The most recent releases landed on October 24, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | Federation Bank | Cornerstone Personal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (223 ratings)](https://appshunter.io/ios/app/federation-bank/id1447658735/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/cornerstone-personal/id1582724203/reviews)** |
| Number of ratings | **223** | 4 |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 months | **Every 4 months** |
| Monetization | Free | Free |
| Size | 99 MB | 53 MB |
| Requires iOS | **14.7** | 16.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Federation Bank](https://appshunter.io/developer/1447658734) | [Cornerstone Capital Bank, SSB](https://appshunter.io/developer/963945039) |

## What reviewers say

### Federation Bank

[App page](https://appshunter.io/ios/app/federation-bank/id1447658735)

Manage your finances on the go with this mobile banking application. Access account balances, view activity, transfer funds, and pay bills securely from your device. It also offers features like card control and ATM/branch location.

**Highlights:** Account balance and activity viewing, Fund transfers between accounts, Bill and friend payments, Debit card on/off control, Mobile check deposit, Branch and ATM locator

**Features:** macOS Compatibility

**In-app purchases:** none


### Cornerstone Personal

[App page](https://appshunter.io/ios/app/cornerstone-personal/id1582724203)

Manage your personal finances on the go with this mobile banking app. View account balances, initiate transactions, transfer funds, pay individuals, and deposit checks remotely.

**Highlights:** View account balances and activity, Initiate transactions, Internal and external transfers, Pay individuals, Remote check deposit

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Federation Bank free?

Federation Bank is free to download, with no in-app purchases.

### Is Cornerstone Personal free?

Cornerstone Personal is free to download, with no in-app purchases.

### Which has better reviews, Federation Bank or Cornerstone Personal?

Cornerstone Personal is rated higher. Federation Bank averages 4.7 out of 5 from 223 ratings, while Cornerstone Personal averages 5.0 from 4 ratings.

### Do Federation Bank or Cornerstone Personal have ads?

Neither Federation Bank nor Cornerstone Personal shows ads.

### Which is updated more often, Federation Bank or Cornerstone Personal?

Federation Bank ships an update every 9 months, and Cornerstone Personal every 4 months. Most recently, Federation Bank was updated on October 24, 2026 and Cornerstone Personal on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*