# Happy Pay vs 考拉速汇

The clearest difference is review sentiment: 考拉速汇 at 43% against Happy Pay's 7%. 考拉速汇 also leads on rating (5.0 vs 4.8). Happy Pay's advantage is ratings volume (37 vs 2) and monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

考拉速汇 holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Happy Pay has 37 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 7% of Happy Pay's written reviews are positive against 43% of 考拉速汇's.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Happy Pay | 考拉速汇 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (37 ratings)](https://appshunter.io/ios/app/happy-pay/id1447862071/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/id1576285016/reviews)** |
| Number of ratings | **37** | 2 |
| Positive reviews | 7.1% of reviews | **42.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 81 MB | 65 MB |
| Requires iOS | **9.0** | 14 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Shenzhen Yeahka Company Limited](https://appshunter.io/developer/557519086) | [KOALA TRANSFER (HK) LIMITED](https://appshunter.io/developer/1661753596) |

## What reviewers say

### Happy Pay

[App page](https://appshunter.io/ios/app/happy-pay/id1447862071)

This mobile payment app allows users to make and receive payments anytime, anywhere, with funds arriving 24/7. It ensures secure transactions, funds, and information for merchants, offering comprehensive and convenient mobile acquiring services.

**Highlights:** 24/7 instant fund arrival, Secure merchant transactions, Convenient mobile acquiring, Real-time payment processing, Comprehensive financial services

**Features:** macOS Compatibility

**In-app purchases:** none


### 考拉速汇

[App page](https://appshunter.io/ios/app/id1576285016)

This app provides fast and secure international money transfer services for Chinese communities worldwide. It offers competitive exchange rates, low fees, and multiple convenient payment and receiving options, including Alipay and WeChat Pay. Enjoy a seamless remittance experience with dedicated customer support and real-time tracking.

**Highlights:** Global remittance to nearly 100 countries/regions, Secure and compliant with financial licenses, Transparent exchange rates and fees, Fast transfers, some as quick as 3 minutes, Multiple payment and receiving options (Alipay, WeChat), Dedicated 24/7 customer support, Customizable app skins

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Happy Pay free?

Happy Pay is free to download, with no in-app purchases.

### Is 考拉速汇 free?

考拉速汇 is free to download, with no in-app purchases.

### Which has better reviews, Happy Pay or 考拉速汇?

考拉速汇 is rated higher. Happy Pay averages 4.8 out of 5 from 37 ratings, while 考拉速汇 averages 5.0 from 2 ratings.

### Do Happy Pay or 考拉速汇 have ads?

Neither Happy Pay nor 考拉速汇 shows ads.

### Which is updated more often, Happy Pay or 考拉速汇?

Happy Pay ships an update every 3 weeks, and 考拉速汇 every 3 weeks. Most recently, Happy Pay was updated on October 25, 2026 and 考拉速汇 on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*