# accessOPTIMA® Mobile vs IDB Access

The clearest difference is review sentiment: IDB Access at 100% against accessOPTIMA® Mobile's 13%. IDB Access also leads on rating (3.0 vs 1.7). accessOPTIMA® Mobile's advantage is update cadence (every 3 months vs every 13 months) and ratings volume (18 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IDB Access holds the better App Store score, 3.0 against 1.7. That said, the two scores are not equally well evidenced: accessOPTIMA® Mobile has 18 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 13% of accessOPTIMA® Mobile's written reviews are positive against 100% of IDB Access's.

accessOPTIMA® Mobile ships an update every 3 months, IDB Access every 13 months. Both last shipped on June 1, 2026.

## The numbers

| Metric | accessOPTIMA® Mobile | IDB Access |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.7 (18 ratings)](https://appshunter.io/ios/app/accessoptima-mobile/id1447897255/reviews) | **[3.0 (2 ratings)](https://appshunter.io/ios/app/idb-access/id1458645517/reviews)** |
| Number of ratings | **18** | 2 |
| Positive reviews | 12.5% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 13 months |
| Monetization | Free | Free |
| Size | 19 MB | 19 MB |
| Requires iOS | **12.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Citizens Bank, N.A.](https://appshunter.io/developer/388082491) | [Israel Discount Bank of New York](https://appshunter.io/developer/1099565907) |

## What reviewers say

### accessOPTIMA® Mobile

[App page](https://appshunter.io/ios/app/accessoptima-mobile/id1447897255)

This digital treasury management platform provides a centralized hub for accessing account information and tools to manage daily cash flow and optimize long-term cash management strategies. It offers real-time reporting, integrated payment workflows, and live customer support.

**Highlights:** Customizable dashboard, Integrated payment center, Real-time reporting, Responsive design, Live chat support, Administrative controls, Financial activity alerts

**Features:** macOS Compatibility

**In-app purchases:** none


### IDB Access

[App page](https://appshunter.io/ios/app/idb-access/id1458645517)

This mobile app provides private and corporate banking clients secure access to account information and transaction capabilities. Monitor activity, stop checks, make deposits, and view messages. Corporate users can also manage and approve payments.

**Highlights:** Monitor account activity, Stop checks, Make deposits, View secure messages, Make and approve payments, Check positive pay exceptions

**In-app purchases:** none


## Frequently asked questions

### Is accessOPTIMA® Mobile free?

accessOPTIMA® Mobile is free to download, with no in-app purchases.

### Is IDB Access free?

IDB Access is free to download, with no in-app purchases.

### Which has better reviews, accessOPTIMA® Mobile or IDB Access?

IDB Access is rated higher. accessOPTIMA® Mobile averages 1.7 out of 5 from 18 ratings, while IDB Access averages 3.0 from 2 ratings.

### Do accessOPTIMA® Mobile or IDB Access have ads?

Neither accessOPTIMA® Mobile nor IDB Access shows ads.

### Which is updated more often, accessOPTIMA® Mobile or IDB Access?

accessOPTIMA® Mobile ships an update every 3 months, and IDB Access every 13 months. Most recently, accessOPTIMA® Mobile was updated on June 1, 2026 and IDB Access on June 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*