# accessOPTIMA® Mobile vs Dime Business Mobile

The clearest difference is rating: Dime Business Mobile at 4.0 against accessOPTIMA® Mobile's 1.8. Dime Business Mobile also leads on review sentiment (50% vs 13%). accessOPTIMA® Mobile's advantage is update cadence (every 3 months vs every 9 months) and ratings volume (20 vs 4). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Dime Business Mobile holds the better App Store score, 4.0 against 1.8. That said, the two scores are not equally well evidenced: accessOPTIMA® Mobile has 20 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 13% of accessOPTIMA® Mobile's written reviews are positive against 50% of Dime Business Mobile's.

accessOPTIMA® Mobile ships an update every 3 months, Dime Business Mobile every 9 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | accessOPTIMA® Mobile | Dime Business Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.8 (20 ratings)](https://appshunter.io/ios/app/accessoptima-mobile/id1447897255/reviews) | **[4.0 (4 ratings)](https://appshunter.io/ios/app/dime-business-mobile-token/id1563421449/reviews)** |
| Number of ratings | **20** | 4 |
| Positive reviews | 12.5% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 9 months |
| Monetization | Free | Free |
| Size | 19 MB | 4 MB |
| Requires iOS | **12.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Citizens Bank, N.A.](https://appshunter.io/developer/388082491) | [Dime Community Bank](https://appshunter.io/developer/867487890) |

## What reviewers say

### accessOPTIMA® Mobile

[App page](https://appshunter.io/ios/app/accessoptima-mobile/id1447897255)

This digital treasury management platform provides a centralized hub for accessing account information and tools to manage daily cash flow and optimize long-term cash management strategies. It offers real-time reporting, integrated payment workflows, and live customer support.

**Highlights:** Customizable dashboard, Integrated payment center, Real-time reporting, Responsive design, Live chat support, Administrative controls, Financial activity alerts

**Features:** macOS Compatibility

**In-app purchases:** none


### Dime Business Mobile

[App page](https://appshunter.io/ios/app/dime-business-mobile-token/id1563421449)

This app provides multifactor authentication for business online banking. It acts as a secure token to verify your identity when accessing financial accounts.

**Highlights:** Multifactor authentication, Business online banking security, Secure token solution, Identity verification

**In-app purchases:** none


## Frequently asked questions

### Is accessOPTIMA® Mobile free?

accessOPTIMA® Mobile is free to download, with no in-app purchases.

### Is Dime Business Mobile free?

Dime Business Mobile is free to download, with no in-app purchases.

### Which has better reviews, accessOPTIMA® Mobile or Dime Business Mobile?

Dime Business Mobile is rated higher. accessOPTIMA® Mobile averages 1.8 out of 5 from 20 ratings, while Dime Business Mobile averages 4.0 from 4 ratings.

### Do accessOPTIMA® Mobile or Dime Business Mobile have ads?

Neither accessOPTIMA® Mobile nor Dime Business Mobile shows ads.

### Which is updated more often, accessOPTIMA® Mobile or Dime Business Mobile?

accessOPTIMA® Mobile ships an update every 3 months, and Dime Business Mobile every 9 months. Most recently, accessOPTIMA® Mobile was updated on November 2, 2026 and Dime Business Mobile on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*