# accessOPTIMA® Mobile vs Peapack Private Treasury

The clearest difference is rating: Peapack Private Treasury at 5.0 against accessOPTIMA® Mobile's 1.8. accessOPTIMA® Mobile's advantage is ratings volume (20 vs 1) and iOS requirement (12.0 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Peapack Private Treasury holds the better App Store score, 5.0 against 1.8. That said, the two scores are not equally well evidenced: accessOPTIMA® Mobile has 20 ratings behind it against 1, so its average is the more settled of the two.

accessOPTIMA® Mobile ships an update every 3 months, Peapack Private Treasury every 6 months. The most recent releases landed on October 24, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | accessOPTIMA® Mobile | Peapack Private Treasury |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.8 (20 ratings)](https://appshunter.io/ios/app/accessoptima-mobile/id1447897255/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/peapack-private-treasury/id6752579080/reviews)** |
| Number of ratings | **20** | 1 |
| Positive reviews | 12.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 6 months |
| Monetization | Free | Free |
| Size | 19 MB | 3 MB |
| Requires iOS | **12.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Citizens Bank, N.A.](https://appshunter.io/developer/388082491) | [Peapack Private Bank & Trust](https://appshunter.io/developer/470953003) |

## What reviewers say

### accessOPTIMA® Mobile

[App page](https://appshunter.io/ios/app/accessoptima-mobile/id1447897255)

This digital treasury management platform provides a centralized hub for accessing account information and tools to manage daily cash flow and optimize long-term cash management strategies. It offers real-time reporting, integrated payment workflows, and live customer support.

**Highlights:** Customizable dashboard, Integrated payment center, Real-time reporting, Responsive design, Live chat support, Administrative controls, Financial activity alerts

**Features:** macOS Compatibility

**In-app purchases:** none


### Peapack Private Treasury

[App page](https://appshunter.io/ios/app/peapack-private-treasury/id6752579080)

Manage your business finances conveniently from your mobile device. Initiate and approve transfers, wires, and ACH payments. Deposit checks and view transaction details securely.

**Highlights:** Initiate transfers, wires, and ACH payments, Approve transfers, wires, and ACH payments, Decision check and ACH positive pay, View balance and transaction information, Deposit checks, Multi-factor authentication security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is accessOPTIMA® Mobile free?

accessOPTIMA® Mobile is free to download, with no in-app purchases.

### Is Peapack Private Treasury free?

Peapack Private Treasury is free to download, with no in-app purchases.

### Which has better reviews, accessOPTIMA® Mobile or Peapack Private Treasury?

Peapack Private Treasury is rated higher. accessOPTIMA® Mobile averages 1.8 out of 5 from 20 ratings, while Peapack Private Treasury averages 5.0 from 1 ratings.

### Do accessOPTIMA® Mobile or Peapack Private Treasury have ads?

Neither accessOPTIMA® Mobile nor Peapack Private Treasury shows ads.

### Which is updated more often, accessOPTIMA® Mobile or Peapack Private Treasury?

accessOPTIMA® Mobile ships an update every 3 months, and Peapack Private Treasury every 6 months. Most recently, accessOPTIMA® Mobile was updated on October 24, 2026 and Peapack Private Treasury on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*