# Starpay vs M

The clearest difference is review sentiment: Starpay at 100% against M's 0%. Starpay also leads on rating (5.0 vs 2.5) and update cadence (every 2 weeks vs every 3 months). M's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Starpay holds the better App Store score, 5.0 against 2.5. Both are backed by a comparable volume of ratings — 4 and 8 respectively. Written reviews point the same way: 100% of Starpay's written reviews are positive against 0% of M's.

Starpay ships an update every 2 weeks, M every 3 months. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Starpay | M |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/starpay/id1448018200/reviews)** | [2.5 (8 ratings)](https://appshunter.io/ios/app/m-pesa-lehulum/id6742647476/reviews) |
| Number of ratings | 4 | **8** |
| Positive reviews | **100.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Every 3 months |
| Monetization | Ad-supported | **Free** |
| Size | 28 MB | 72 MB |
| Requires iOS | 14.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 12+ | 17+ |
| Developer | [Starpay Corporation](https://appshunter.io/developer/1447391436) | [Safaricom Telecommunications Ethiopia Plc](https://appshunter.io/developer/1700263820) |

## What reviewers say

### Starpay

[App page](https://appshunter.io/ios/app/starpay/id1448018200)

Manage your finances with an e-wallet for easy transactions, bill payments, and money transfers.  You can also withdraw cash, buy mobile load, and top up toll cards.

**Highlights:** E-wallet for transactions, Extensive bill payment options, Send money to banks and e-wallets, Cash withdrawal at partners, Mobile load purchases, Toll card top-ups

**Features:** macOS Compatibility

**In-app purchases:** none


### M

[App page](https://appshunter.io/ios/app/m-pesa-lehulum/id6742647476)

Access financial services in Ethiopia with this fast and inclusive mobile application. Send money, pay bills, buy airtime, and enjoy rewards, all with a simple interface that uses low data and storage.

**Highlights:** Send money to any bank or mobile money provider, Buy airtime instantly, Pay bills for utilities and TV, Scan QR codes to pay merchants, Transaction history tracking, Spin the wheel for transaction rewards, Access overdraft facilities

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Starpay free?

Starpay is free to download, with no in-app purchases.

### Is M free?

M is free to download, with no in-app purchases.

### Which has better reviews, Starpay or M?

Starpay is rated higher. Starpay averages 5.0 out of 5 from 4 ratings, while M averages 2.5 from 8 ratings.

### Do Starpay or M have ads?

Starpay shows ads; M does not.

### Which is updated more often, Starpay or M?

Starpay ships an update every 2 weeks, and M every 3 months. Most recently, Starpay was updated on November 2, 2026 and M on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*