# PenSmart vs EazybyZenith

The clearest difference is update cadence: PenSmart at every 5 weeks against EazybyZenith's every 10 months. PenSmart also leads on rating (3.0 vs 2.8) and iOS requirement (12.0 vs 14.0). EazybyZenith's advantage is ratings volume (13 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PenSmart holds the better App Store score, 3.0 against 2.8. That said, the two scores are not equally well evidenced: EazybyZenith has 13 ratings behind it against 1, so its average is the more settled of the two.

PenSmart ships an update every 5 weeks, EazybyZenith every 10 months. The most recent releases landed on October 7, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | PenSmart | EazybyZenith |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (1 ratings)](https://appshunter.io/ios/app/pensmart/id1448022895/reviews)** | [2.8 (13 ratings)](https://appshunter.io/ios/app/eazybyzenith/id6642710349/reviews) |
| Number of ratings | 1 | **13** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 10 months |
| Monetization | Free | Free |
| Size | 38 MB | 68 MB |
| Requires iOS | **12.0** | 14.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [NLPC PFA](https://appshunter.io/developer/1448022894) | [Zenith Bank PLC](https://appshunter.io/developer/732850257) |

## What reviewers say

### PenSmart

[App page](https://appshunter.io/ios/app/pensmart/id1448022895)

This app provides pension fund administration services in Nigeria. It is licensed to manage pensions and disburse retirement benefits according to the Pension Reform Act 2014, aiming to offer clients hope for a secure financial future.

**Highlights:** Pension fund administration, Retirement benefit payments, Compliance with Pension Reform Act 2014, Financial future planning, Client-focused services

**Features:** macOS Compatibility

**In-app purchases:** none


### EazybyZenith

[App page](https://appshunter.io/ios/app/eazybyzenith/id6642710349)

Manage your finances effortlessly with this mobile banking solution. It offers secure transactions, bill payments, money transfers, and airtime top-ups. Customize your digital wallet and enjoy a personalized banking experience.

**Highlights:** Effortless account setup, Comprehensive mobile banking suite, Personalized wallet tiers, Quick money transfers, Effortless bill payments, Instant airtime top-up, Advanced security features

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PenSmart free?

PenSmart is free to download, with no in-app purchases.

### Is EazybyZenith free?

EazybyZenith is free to download, with no in-app purchases.

### Which has better reviews, PenSmart or EazybyZenith?

PenSmart is rated higher. PenSmart averages 3.0 out of 5 from 1 ratings, while EazybyZenith averages 2.8 from 13 ratings.

### Do PenSmart or EazybyZenith have ads?

Neither PenSmart nor EazybyZenith shows ads.

### Which is updated more often, PenSmart or EazybyZenith?

PenSmart ships an update every 5 weeks, and EazybyZenith every 10 months. Most recently, PenSmart was updated on October 7, 2026 and EazybyZenith on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*