# Plan N Reap vs Smart Plus.

Plan N Reap and Smart Plus. are too close to call on the numbers: across 9 compared parameters — price, rating, ratings volume and update cadence among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Plan N Reap against 5.0 for Smart Plus.. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

Plan N Reap ships an update every 5 months, Smart Plus. every 3 months. The most recent releases landed on October 7, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | Plan N Reap | Smart Plus. |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/plan-n-reap/id1448226858/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/smart-plus/id1665033708/reviews) |
| Number of ratings | 1 | **2** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 86 MB | 87 MB |
| Requires iOS | 16.0 | **15.6** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PNR ASSOCIATES PRIVATE LIMITED](https://appshunter.io/developer/1448226857) | [Steel City Securities Limited](https://appshunter.io/developer/1435142703) |

## What reviewers say

### Plan N Reap

[App page](https://appshunter.io/ios/app/plan-n-reap/id1448226858)

Manage your complete financial portfolio, including mutual funds, stocks, bonds, and insurance. Track performance, download statements, and invest online. Includes tools like retirement and SIP calculators.

**Highlights:** Complete portfolio reporting, Historical performance tracking, Transaction statement download, Online mutual fund investment, SIP and STP tracking, Insurance premium reminders, Financial calculators

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Smart Plus.

[App page](https://appshunter.io/ios/app/smart-plus/id1665033708)

Buy and sell stocks with real-time quotes and updates. This finance app allows trading in equity, commodity, currency, and futures & options, with convenient online fund transfers. Access expert research and analysis on the go.

**Highlights:** Real-time stock quotes, Equity, Commodity, Currency, F&O trading, Online fund transfers, Expert research and analysis, Mobile trading on the go

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Plan N Reap free?

Plan N Reap is free to download, with no in-app purchases.

### Is Smart Plus. free?

Smart Plus. is free to download, with no in-app purchases.

### Which has better reviews, Plan N Reap or Smart Plus.?

Plan N Reap and Smart Plus. are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.

### Do Plan N Reap or Smart Plus. have ads?

Neither Plan N Reap nor Smart Plus. shows ads.

### Which is updated more often, Plan N Reap or Smart Plus.?

Plan N Reap ships an update every 5 months, and Smart Plus. every 3 months. Most recently, Plan N Reap was updated on October 7, 2026 and Smart Plus. on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*