# Plan N Reap vs Vivekam

Plan N Reap and Vivekam are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Plan N Reap ships an update every 5 months, Vivekam every 3 months. The most recent releases landed on October 24, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | Plan N Reap | Vivekam |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/plan-n-reap/id1448226858/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 months** |
| Monetization | Free | — |
| Size | 86 MB | 93 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [PNR ASSOCIATES PRIVATE LIMITED](https://appshunter.io/developer/1448226857) | [VIVEKAM FINANCIAL SERVICES PRIVATE LIMITED](https://appshunter.io/developer/1727532580) |

## What reviewers say

### Plan N Reap

[App page](https://appshunter.io/ios/app/plan-n-reap/id1448226858)

Manage your complete financial portfolio, including mutual funds, stocks, bonds, and insurance. Track performance, download statements, and invest online. Includes tools like retirement and SIP calculators.

**Highlights:** Complete portfolio reporting, Historical performance tracking, Transaction statement download, Online mutual fund investment, SIP and STP tracking, Insurance premium reminders, Financial calculators

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Vivekam

[App page](https://appshunter.io/ios/app/vivekam/id6476664308)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Plan N Reap free?

Plan N Reap is free to download, with no in-app purchases.

### Is Vivekam free?

Vivekam is free to download, with no in-app purchases.

### Do Plan N Reap or Vivekam have ads?

Neither Plan N Reap nor Vivekam shows ads.

### Which is updated more often, Plan N Reap or Vivekam?

Plan N Reap ships an update every 5 months, and Vivekam every 3 months. Most recently, Plan N Reap was updated on October 24, 2026 and Vivekam on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*