# EMI vs TipSavvy

The clearest difference is review sentiment: TipSavvy at 100% against EMI's 0%. TipSavvy also leads on rating (4.9 vs 2.7) and ratings volume (9 vs 3). EMI's advantage is iOS requirement (10.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TipSavvy holds the better App Store score, 4.9 against 2.7. Both are backed by a comparable volume of ratings — 3 and 9 respectively. Written reviews point the same way: 0% of EMI's written reviews are positive against 100% of TipSavvy's.

EMI ships an update monthly, TipSavvy every 3 weeks. The most recent releases landed on October 9, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | EMI | TipSavvy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.7 (3 ratings)](https://appshunter.io/ios/app/emi-bmi-calculator/id1448227067/reviews) | **[4.9 (9 ratings)](https://appshunter.io/ios/app/tipsavvy/id6449447909/reviews)** |
| Number of ratings | 3 | **9** |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 46 MB | 9 MB |
| Requires iOS | **10.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [SHREEJI WEB TECHNOLOGIES PRIVATE LIMITED](https://appshunter.io/developer/1429641279) | [Kabir Dhillon](https://appshunter.io/developer/1689166590) |

## What reviewers say

### EMI

[App page](https://appshunter.io/ios/app/emi-bmi-calculator/id1448227067)

Calculate loan EMIs, investment returns, and body mass index with this comprehensive utility app. It also offers loan comparison, age calculation, and a currency converter, all for free.

**Highlights:** EMI calculation, ROI calculation, BMI calculation, Loan comparison, Age calculator, Currency converter, Save loan details

**Features:** macOS Compatibility

**In-app purchases:** none


### TipSavvy

[App page](https://appshunter.io/ios/app/tipsavvy/id6449447909)

Easily calculate and split tips for dining out or any social gathering. Customize tip percentages and the number of people to ensure fair cost distribution. Save your calculations for future reference.

**Highlights:** Effortless bill splitting, Customizable tip percentage, Adjustable number of people, Save and manage calculations, User-friendly interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is EMI free?

EMI is free to download, with no in-app purchases.

### Is TipSavvy free?

TipSavvy is free to download, with no in-app purchases.

### Which has better reviews, EMI or TipSavvy?

TipSavvy is rated higher. EMI averages 2.7 out of 5 from 3 ratings, while TipSavvy averages 4.9 from 9 ratings.

### Do EMI or TipSavvy have ads?

Neither EMI nor TipSavvy shows ads.

### Which is updated more often, EMI or TipSavvy?

EMI ships an update monthly, and TipSavvy every 3 weeks. Most recently, EMI was updated on October 9, 2026 and TipSavvy on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*