# KBL MOBILE Plus vs HSBC India

The clearest difference is rating: HSBC India at 4.9 against KBL MOBILE Plus's 3.1. HSBC India also leads on review sentiment (50% vs 31%) and ratings volume (1.7K vs 66). KBL MOBILE Plus's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HSBC India holds the better App Store score, 4.9 against 3.1. That said, the two scores are not equally well evidenced: HSBC India has 1.7K ratings behind it against 66, so its average is the more settled of the two. Written reviews point the same way: 31% of KBL MOBILE Plus's written reviews are positive against 50% of HSBC India's.

KBL MOBILE Plus ships an update every 6 weeks, HSBC India every 3 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | KBL MOBILE Plus | HSBC India |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.1 (66 ratings)](https://appshunter.io/ios/app/kbl-mobile-plus/id1448228023/reviews) | **[4.9 (1.7K ratings)](https://appshunter.io/ios/app/hsbc-india/id1449573898/reviews)** |
| Number of ratings | 66 | **1.7K** |
| Positive reviews | 30.8% of reviews | **50.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 125 MB | 804 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [THE KARNATAKA BANK LIMITED](https://appshunter.io/developer/1031216673) | [HSBC Global Services (UK) Limited](https://appshunter.io/developer/1112071557) |

## What reviewers say

### KBL MOBILE Plus

[App page](https://appshunter.io/ios/app/kbl-mobile-plus/id1448228023)

This mobile banking app offers enhanced features for managing your finances on the go. Access your account details, perform transactions, and utilize UPI functionality for seamless payments.

**Highlights:** Mobile Banking, mPassbook, UPI Functionality, Account Management, Transaction History

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### HSBC India

[App page](https://appshunter.io/ios/app/hsbc-india/id1449573898)

Manage your finances securely and conveniently with this mobile banking app. Open accounts, transfer funds globally, invest in mutual funds, and redeem rewards all from your device.

**Highlights:** Online banking registration, Touch ID / Face ID login, Account summary view, Digital Secure Key, Fully digital account opening, Global money transfers, Mutual fund investments, Reward point redemption

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent online banking app
- 👍 Great customer service
- 👍 Simple layout and easy to use
- 👍 Seamless user experience
- 👍 Prompt service

**What reviewers complain about**

- 🐛 Limited features and scaling back in India
- 🐛 Worst NRE Relationship Manager
- 🐛 Unable to transfer funds over 2 Lakhs
- 🐛 Can't log in, app not working
- 🐛 Separate app for UPI, not integrated

**Reported bugs**

- Can't log in, app not working
- Broken for last 24 hours
- App no longer works, doesn't show credit card info
- App stopped working on iOS 12
- Unable to download app

**Requested features**

- Provision for recurring money transfer
- All internet banking features in mobile app
- Widget support for quick balance check
- Option to set PIN for add-on cards


## Frequently asked questions

### Is KBL MOBILE Plus free?

KBL MOBILE Plus is free to download, with no in-app purchases.

### Is HSBC India free?

HSBC India is free to download, with no in-app purchases.

### Which has better reviews, KBL MOBILE Plus or HSBC India?

HSBC India is rated higher. KBL MOBILE Plus averages 3.1 out of 5 from 66 ratings, while HSBC India averages 4.9 from 1.7K ratings.

### Do KBL MOBILE Plus or HSBC India have ads?

Neither KBL MOBILE Plus nor HSBC India shows ads.

### Which is updated more often, KBL MOBILE Plus or HSBC India?

KBL MOBILE Plus ships an update every 6 weeks, and HSBC India every 3 weeks. Most recently, KBL MOBILE Plus was updated on November 2, 2026 and HSBC India on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*