# Capital Mobile+ vs PSB UnIC

The clearest difference is rating: PSB UnIC at 4.8 against Capital Mobile+'s 3.0. PSB UnIC also leads on update cadence (monthly vs every 6 months). Capital Mobile+'s advantage is iOS requirement (13.0 vs 17.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PSB UnIC holds the better App Store score, 4.8 against 3.0. Both are backed by a comparable volume of ratings — 2 and 4 respectively.

Capital Mobile+ ships an update every 6 months, PSB UnIC monthly. The most recent releases landed on June 1, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | Capital Mobile+ | PSB UnIC |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (2 ratings)](https://appshunter.io/ios/app/capital-mobile-plus/id1448233198/reviews) | **[4.8 (4 ratings)](https://appshunter.io/ios/app/psb-unic/id1597657276/reviews)** |
| Number of ratings | 2 | **4** |
| Positive reviews | — | 51.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Monthly** |
| Monetization | Free | Free |
| Size | 20 MB | 196 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Capital Small Finance Bank Limited](https://appshunter.io/developer/912263685) | [PUNJAB AND SIND BANK](https://appshunter.io/developer/1475907222) |

## What reviewers say

### Capital Mobile+

[App page](https://appshunter.io/ios/app/capital-mobile-plus/id1448233198)

Manage your finances on the go with instant transactions, fund transfers, and account management. Open new deposits, request cheque books, and add beneficiaries easily. Supports multiple login profiles for different customer IDs on a single device.

**Highlights:** Instant transactions, Fund transfer (Inter Bank, NEFT, RTGS, IMPS), Deposit opening, Cheque book request, Statement of account, Beneficiary management, Multiple login profiles

**Features:** macOS Compatibility

**In-app purchases:** none


### PSB UnIC

[App page](https://appshunter.io/ios/app/psb-unic/id1597657276)

Manage your bank accounts, transfer funds, and invest in schemes. This app offers features like debit card management, cheque services, and instant payment options. Access exclusive banking services conveniently from your mobile device.

**Highlights:** Fund transfers (UPI, NEFT, RTGS, IMPS), Account details and statement generation, Invest in term deposits and social security schemes, Debit card management and application, Cheque services and positive pay, Biometric and MPIN login

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Capital Mobile+ free?

Capital Mobile+ is free to download, with no in-app purchases.

### Is PSB UnIC free?

PSB UnIC is free to download, with no in-app purchases.

### Which has better reviews, Capital Mobile+ or PSB UnIC?

PSB UnIC is rated higher. Capital Mobile+ averages 3.0 out of 5 from 2 ratings, while PSB UnIC averages 4.8 from 4 ratings.

### Do Capital Mobile+ or PSB UnIC have ads?

Neither Capital Mobile+ nor PSB UnIC shows ads.

### Which is updated more often, Capital Mobile+ or PSB UnIC?

Capital Mobile+ ships an update every 6 months, and PSB UnIC monthly. Most recently, Capital Mobile+ was updated on June 1, 2026 and PSB UnIC on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*