# PayTrip vs Cafineo

The clearest difference is review sentiment: PayTrip at 50% against Cafineo's 0%. PayTrip also leads on update cadence (monthly vs every 10 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayTrip ships an update monthly, Cafineo every 10 months. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | PayTrip | Cafineo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (3 ratings)](https://appshunter.io/ios/app/paytrip/id1448242245/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | **50.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 10 months |
| Monetization | Free | Free |
| Size | 64 MB | 53 MB |
| Requires iOS | 17.5 | **16.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 17+ | 4+ |
| Developer | [PayTrip](https://appshunter.io/developer/1448242244) | [Cetelem](https://appshunter.io/developer/414674578) |

## What reviewers say

### PayTrip

[App page](https://appshunter.io/ios/app/paytrip/id1448242245)

Manage your money and send funds globally with this secure payment account app. Open a current account in minutes, send SEPA transfers, and issue prepaid Mastercard cards for easy spending and withdrawals worldwide.

**Highlights:** Instant money transfers worldwide, Open current account in minutes, SEPA transfers, Prepaid Mastercard issuance, Real-time budget and transaction management, Block/unblock cards instantly

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Cafineo

[App page](https://appshunter.io/ios/app/cafineo/id1554116071)

Access your personal space anytime, anywhere with this finance app. Securely view account balances, manage financial products, track transactions, and update personal information. Enhanced security features are available for safer payments.

**Highlights:** View account balances, Manage financial products, Track transaction details, Access online statements, Update personal information, Enable strong authentication

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PayTrip free?

PayTrip is free to download, with no in-app purchases.

### Is Cafineo free?

Cafineo is free to download, with no in-app purchases.

### Do PayTrip or Cafineo have ads?

Neither PayTrip nor Cafineo shows ads.

### Which is updated more often, PayTrip or Cafineo?

PayTrip ships an update monthly, and Cafineo every 10 months. Most recently, PayTrip was updated on October 24, 2026 and Cafineo on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*