# PayTrip vs Spook

The clearest difference is in-app purchases: PayTrip at none against Spook's 1. Spook's advantage is update cadence (every 2 days vs monthly). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Spook sells 1 one-off in-app purchase. PayTrip asks for nothing beyond the download.

PayTrip ships an update monthly, Spook every 2 days. The most recent releases landed on November 6, 2026 and November 10, 2026 respectively.

## The numbers

| Metric | PayTrip | Spook |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (3 ratings)](https://appshunter.io/ios/app/paytrip/id1448242245/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 54.2% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 days** |
| Monetization | Free | — |
| Size | 64 MB | 98 MB |
| Requires iOS | 17.5 | **17.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 17+ | 4+ |
| Developer | [PayTrip](https://appshunter.io/developer/1448242244) | [Quintaneiro Matteo](https://appshunter.io/developer/1854215673) |

## What reviewers say

### PayTrip

[App page](https://appshunter.io/ios/app/paytrip/id1448242245)

Manage your finances with a European IBAN account, Visa cards, and money transfer services. Easily send and receive funds, pay online, and support loved ones with dedicated cards.

**Highlights:** European IBAN account, Virtual and physical Visa cards, SEPA transfers, Money transfers to cards, Payment links, Real-time balance and transaction tracking

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Spook

[App page](https://appshunter.io/ios/app/spook-subscription-tracker/id6814776483)

**Features:** macOS Compatibility, Family Sharing, iPhone Duo support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spook Pro | $8.99 | one-time |


## Frequently asked questions

### Is PayTrip free?

PayTrip is free to download, with no in-app purchases.

### Is Spook free?

Spook is free to download, with in-app purchases available.

### Do PayTrip or Spook have ads?

Neither PayTrip nor Spook shows ads.

### Which is updated more often, PayTrip or Spook?

PayTrip ships an update monthly, and Spook every 2 days. Most recently, PayTrip was updated on November 6, 2026 and Spook on November 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*