# BFSFCU Cards vs SubsTracker+

The clearest difference is price: BFSFCU Cards at Free against SubsTracker+'s $5.99. BFSFCU Cards also leads on device support (3 vs 1) and iOS requirement (15.0 vs 26.0). SubsTracker+'s advantage is update cadence (weekly vs every 3 months) and chart position (#59 vs unranked). On ads and in-app purchases there is nothing between them.

BFSFCU Cards is free to download; SubsTracker+ costs $5.99 up front. Neither carries in-app purchases, so what you see is what you pay.

BFSFCU Cards ships an update every 3 months, SubsTracker+ weekly. The most recent releases landed on September 21, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | BFSFCU Cards | SubsTracker+ |
| --- | --- | --- |
| Price | **Free** | $5.99 |
| Rating | **[2.2 (140 ratings)](https://appshunter.io/ios/app/bfsfcu-cards/id1448333964/reviews)** | — |
| Number of ratings | **140** | — |
| Positive reviews | 8.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Weekly** |
| Monetization | Free | — |
| Best chart rank | — | **#59** |
| Size | 38 MB | 16 MB |
| Requires iOS | **15.0** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [THE BANK FUND STAFF FEDERAL CREDIT UNION](https://appshunter.io/developer/1037726700) | [Marcel Mendes Filho](https://appshunter.io/developer/1205300418) |

## What reviewers say

### BFSFCU Cards

[App page](https://appshunter.io/ios/app/bfsfcu-cards/id1448333964)

Easily manage your credit and debit cards on the go. Activate new cards, control usage, report lost or stolen cards, and set personalized alerts. Access your transaction history and make payments directly from your smartphone.

**Highlights:** Activate credit/debit cards, Turn card usage on/off, Report lost or stolen cards, Add card to Apple Wallet, Set personalized alerts, Check balance and transactions, Make credit card payments

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly (rarely)
- 💡 Ability to block/unblock card
- 💡 Transaction alerts
- 💡 Convenient credit card management

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 App is buggy and glitchy
- 🐛 Non-user-friendly
- 🐛 Poor UI/UX
- 🐛 Inconsistent performance

**Reported bugs**

- Cannot log in
- App errors during login
- Password not recognized
- Two-step authentication codes invalid
- App crashes or restarts

**Requested features**

- Integrate credit card functionality into main banking app
- Improve login process
- Fix scrolling bug
- Support landscape mode on tablets
- Implement two-factor authentication (2FA)


### SubsTracker+

[App page](https://appshunter.io/ios/app/substracker-plus/id6752960454)

**Currently charting:** #59 Top Paid · Finance (US App Store)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BFSFCU Cards free?

BFSFCU Cards is free to download, with no in-app purchases.

### Is SubsTracker+ free?

SubsTracker+ costs $5.99, with no in-app purchases.

### Do BFSFCU Cards or SubsTracker+ have ads?

Neither BFSFCU Cards nor SubsTracker+ shows ads.

### Which is updated more often, BFSFCU Cards or SubsTracker+?

BFSFCU Cards ships an update every 3 months, and SubsTracker+ weekly. Most recently, BFSFCU Cards was updated on September 21, 2026 and SubsTracker+ on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*