# Budget App & Expense Tracker vs Personal Spending Tracker

The clearest difference is rating: Budget App & Expense Tracker at 4.8 against Personal Spending Tracker's 4.3. Budget App & Expense Tracker also leads on ratings volume (2.7K vs 4). Personal Spending Tracker's advantage is in-app purchases (none vs 4) and iOS requirement (10.0 vs 13.0). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Budget App & Expense Tracker sells 4 in-app purchases, starting at $2.99 per month. Personal Spending Tracker asks for nothing beyond the download.

Budget App & Expense Tracker holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: Budget App & Expense Tracker has 2.7K ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 65% of Budget App & Expense Tracker's written reviews are positive against 67% of Personal Spending Tracker's, so the app with the better star average is not the one people write more warmly about.

Budget App & Expense Tracker ships an update every 5 weeks, Personal Spending Tracker every 3 weeks. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Budget App & Expense Tracker | Personal Spending Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (2.7K ratings)](https://appshunter.io/ios/app/budget-app-and-expense-tracker/id1448335613/reviews)** | [4.3 (4 ratings)](https://appshunter.io/ios/app/personal-spending-tracker/id1539348334/reviews) |
| Number of ratings | **2.7K** | 4 |
| Positive reviews | 65.2% of reviews | **66.7% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 3 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 92 MB | 87 MB |
| Requires iOS | 13.0 | **10.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bookipi Pty Ltd](https://appshunter.io/developer/1132093613) | [Christina Bharara](https://appshunter.io/developer/325350531) |

## What reviewers say

### Budget App & Expense Tracker

[App page](https://appshunter.io/ios/app/budget-app-and-expense-tracker/id1448335613)

This free budgeting app helps you track expenses, plan budgets weekly or monthly, and review cash flow with visual charts. It offers unlimited wallets to separate personal and business finances, with automatic expense tracking via bank feeds and receipt scanning.

**Highlights:** Unlimited wallets for personal and business expenses, Automatic expense tracking via bank feeds, Receipt scanning and storage, Weekly and monthly budget planning, Spending limit notifications, Visual charts and expense breakdowns, Data exporting via CSV

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Single Bank \| Monthly | $2.99 | per month |
| Unlimited Banks \| Monthly | $4.49 | per month |
| Single Bank \| Annual | $23.99 | per year |
| Unlimited Banks \| Annual | $35.99 | per year |

**What reviewers like**

- 🚀 Great app, easy to use
- 👍 Useful features, good for business/personal use
- ⭐ Fantastic, best app for expense tracking
- 💯 Awesome, perfect for my needs

**What reviewers complain about**

- 🐛 Bugs, issues with recurring transactions and wallet balances
- 🔍 Missing features like landscape mode, custom recurring expenses
- ⚠️ Compatibility issues with newer devices, UI not optimized
- 🔒 Concerns about subscription/bank connection process

**Reported bugs**

- Entries disappearing and reappearing randomly
- Incorrect wallet totals shown
- Recurring transactions not working as expected
- Compatibility issues with newer iOS devices

**Requested features**

- Ability to view recurring expenses in future months
- Option to upload documents/receipts, not just photos
- Automatic categorization of scanned receipts
- Customizable categories and icons
- Dark mode option


### Personal Spending Tracker

[App page](https://appshunter.io/ios/app/personal-spending-tracker/id1539348334)

Easily monitor your expenditures with this intuitive application. Visualize spending patterns, create custom categories, and add images to your entries for detailed tracking. Gain insights into where your money goes to help you save more.

**Highlights:** Track spending easily, View spending trends and reports, Create custom spending categories, Add images to expenses, Edit expenses and reassign categories, See spending by category and time

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Budget App & Expense Tracker free?

Budget App & Expense Tracker is free to download, with in-app purchases available.

### Is Personal Spending Tracker free?

Personal Spending Tracker is free to download, with no in-app purchases.

### Which has better reviews, Budget App & Expense Tracker or Personal Spending Tracker?

Budget App & Expense Tracker is rated higher. Budget App & Expense Tracker averages 4.8 out of 5 from 2.7K ratings, while Personal Spending Tracker averages 4.3 from 4 ratings.

### Do Budget App & Expense Tracker or Personal Spending Tracker have ads?

Neither Budget App & Expense Tracker nor Personal Spending Tracker shows ads.

### Which is updated more often, Budget App & Expense Tracker or Personal Spending Tracker?

Budget App & Expense Tracker ships an update every 5 weeks, and Personal Spending Tracker every 3 weeks. Most recently, Budget App & Expense Tracker was updated on October 25, 2026 and Personal Spending Tracker on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*