# Budget App & Expense Tracker vs Simple Spender 2

The clearest difference is ads: Budget App & Expense Tracker at none against Simple Spender 2's shown. Budget App & Expense Tracker also leads on ratings volume (2.7K vs 5). Simple Spender 2's advantage is update cadence (every 2 weeks vs every 5 weeks). On price, rating, in-app purchases and monetization model there is nothing between them.

Both are free to download. Budget App & Expense Tracker sells 4 in-app purchases, starting at $2.99 per month and Simple Spender 2 sells 1 in-app purchase, starting at $0.99 per 6 months. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.8 for Budget App & Expense Tracker against 4.8 for Simple Spender 2. That said, the two scores are not equally well evidenced: Budget App & Expense Tracker has 2.7K ratings behind it against 5, so its average is the more settled of the two.

Budget App & Expense Tracker ships an update every 5 weeks, Simple Spender 2 every 2 weeks. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Budget App & Expense Tracker | Simple Spender 2 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (2.7K ratings)](https://appshunter.io/ios/app/budget-app-and-expense-tracker/id1448335613/reviews)** | [4.8 (5 ratings)](https://appshunter.io/ios/app/simple-spender-2/id1586503194/reviews) |
| Number of ratings | **2.7K** | 5 |
| Positive reviews | 65.2% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 5 weeks | **Every 2 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 92 MB | 48 MB |
| Requires iOS | **13.0** | 14.5 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bookipi Pty Ltd](https://appshunter.io/developer/1132093613) | [Kwok Chun Hin](https://appshunter.io/developer/446734044) |

## What reviewers say

### Budget App & Expense Tracker

[App page](https://appshunter.io/ios/app/budget-app-and-expense-tracker/id1448335613)

This free budgeting app helps you track expenses, plan budgets weekly or monthly, and review cash flow with visual charts. It offers unlimited wallets to separate personal and business finances, with automatic expense tracking via bank feeds and receipt scanning.

**Highlights:** Unlimited wallets for personal and business expenses, Automatic expense tracking via bank feeds, Receipt scanning and storage, Weekly and monthly budget planning, Spending limit notifications, Visual charts and expense breakdowns, Data exporting via CSV

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Single Bank \| Monthly | $2.99 | per month |
| Unlimited Banks \| Monthly | $4.49 | per month |
| Single Bank \| Annual | $23.99 | per year |
| Unlimited Banks \| Annual | $35.99 | per year |

**What reviewers like**

- 🚀 Great app, easy to use
- 👍 Useful features, good for business/personal use
- ⭐ Fantastic, best app for expense tracking
- 💯 Awesome, perfect for my needs

**What reviewers complain about**

- 🐛 Bugs, issues with recurring transactions and wallet balances
- 🔍 Missing features like landscape mode, custom recurring expenses
- ⚠️ Compatibility issues with newer devices, UI not optimized
- 🔒 Concerns about subscription/bank connection process

**Reported bugs**

- Entries disappearing and reappearing randomly
- Incorrect wallet totals shown
- Recurring transactions not working as expected
- Compatibility issues with newer iOS devices

**Requested features**

- Ability to view recurring expenses in future months
- Option to upload documents/receipts, not just photos
- Automatic categorization of scanned receipts
- Customizable categories and icons
- Dark mode option


### Simple Spender 2

[App page](https://appshunter.io/ios/app/simple-spender-2/id1586503194)

Easily track expenses and income, create personalized budgets, and visualize your spending habits with insightful graphs. This app prioritizes data privacy by storing all information locally on your device.

**Highlights:** Expense and income tracking, Personalized monthly budgeting, Data visualization with graphs, Local data storage for privacy, CSV import and export, Multiple currencies and payment methods

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 6 Months Subscription | $0.99 | per 6 months |


## Frequently asked questions

### Is Budget App & Expense Tracker free?

Budget App & Expense Tracker is free to download, with in-app purchases available.

### Is Simple Spender 2 free?

Simple Spender 2 is free to download, with in-app purchases available.

### Which has better reviews, Budget App & Expense Tracker or Simple Spender 2?

Budget App & Expense Tracker is rated higher. Budget App & Expense Tracker averages 4.8 out of 5 from 2.7K ratings, while Simple Spender 2 averages 4.8 from 5 ratings.

### Do Budget App & Expense Tracker or Simple Spender 2 have ads?

Simple Spender 2 shows ads; Budget App & Expense Tracker does not.

### Which is updated more often, Budget App & Expense Tracker or Simple Spender 2?

Budget App & Expense Tracker ships an update every 5 weeks, and Simple Spender 2 every 2 weeks. Most recently, Budget App & Expense Tracker was updated on October 29, 2026 and Simple Spender 2 on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*