# Budget App & Expense Tracker vs Zero Dollar Budget

The clearest difference is update cadence: Zero Dollar Budget at every 4 days against Budget App & Expense Tracker's every 5 weeks. Budget App & Expense Tracker's advantage is ratings volume (2.7K vs 2) and iOS requirement (13.0 vs 18.0). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Budget App & Expense Tracker sells 4 in-app purchases, starting at $2.99 per month and Zero Dollar Budget sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Zero Dollar Budget holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Budget App & Expense Tracker has 2.7K ratings behind it against 2, so its average is the more settled of the two.

Budget App & Expense Tracker ships an update every 5 weeks, Zero Dollar Budget every 4 days. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Budget App & Expense Tracker | Zero Dollar Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (2.7K ratings)](https://appshunter.io/ios/app/budget-app-and-expense-tracker/id1448335613/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/zero-dollar-budget/id6759701629/reviews)** |
| Number of ratings | **2.7K** | 2 |
| Positive reviews | 65.2% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 4 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 92 MB | 52 MB |
| Requires iOS | **13.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Bookipi Pty Ltd](https://appshunter.io/developer/1132093613) | [Alex Deutz](https://appshunter.io/developer/1795229168) |

## What reviewers say

### Budget App & Expense Tracker

[App page](https://appshunter.io/ios/app/budget-app-and-expense-tracker/id1448335613)

This free budgeting app helps you track expenses, plan budgets weekly or monthly, and review cash flow with visual charts. It offers unlimited wallets to separate personal and business finances, with automatic expense tracking via bank feeds and receipt scanning.

**Highlights:** Unlimited wallets for personal and business expenses, Automatic expense tracking via bank feeds, Receipt scanning and storage, Weekly and monthly budget planning, Spending limit notifications, Visual charts and expense breakdowns, Data exporting via CSV

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Single Bank \| Monthly | $2.99 | per month |
| Unlimited Banks \| Monthly | $4.49 | per month |
| Single Bank \| Annual | $23.99 | per year |
| Unlimited Banks \| Annual | $35.99 | per year |

**What reviewers like**

- 🚀 Great app, easy to use
- 👍 Useful features, good for business/personal use
- ⭐ Fantastic, best app for expense tracking
- 💯 Awesome, perfect for my needs

**What reviewers complain about**

- 🐛 Bugs, issues with recurring transactions and wallet balances
- 🔍 Missing features like landscape mode, custom recurring expenses
- ⚠️ Compatibility issues with newer devices, UI not optimized
- 🔒 Concerns about subscription/bank connection process

**Reported bugs**

- Entries disappearing and reappearing randomly
- Incorrect wallet totals shown
- Recurring transactions not working as expected
- Compatibility issues with newer iOS devices

**Requested features**

- Ability to view recurring expenses in future months
- Option to upload documents/receipts, not just photos
- Automatic categorization of scanned receipts
- Customizable categories and icons
- Dark mode option


### Zero Dollar Budget

[App page](https://appshunter.io/ios/app/zero-dollar-budget/id6759701629)

This app helps you manage your finances using a zero-based budgeting method. Plan every dollar, track your spending in real-time, and collaborate on a shared budget with your partner. Export your data and customize categories to fit your financial needs.

**Highlights:** Zero-based budgeting, Real-time spending tracking, Shared budget with partner, Customizable categories, Budget export (CSV/PDF), Offline functionality

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $4.99 | per month |
| Premium (Monthly) | $14.99 | per month |
| Premium Annual | $39.99 | per year |
| Premium (Annual) | $149.99 | per year |


## Frequently asked questions

### Is Budget App & Expense Tracker free?

Budget App & Expense Tracker is free to download, with in-app purchases available.

### Is Zero Dollar Budget free?

Zero Dollar Budget is free to download, with in-app purchases available.

### Which has better reviews, Budget App & Expense Tracker or Zero Dollar Budget?

Zero Dollar Budget is rated higher. Budget App & Expense Tracker averages 4.8 out of 5 from 2.7K ratings, while Zero Dollar Budget averages 5.0 from 2 ratings.

### Do Budget App & Expense Tracker or Zero Dollar Budget have ads?

Neither Budget App & Expense Tracker nor Zero Dollar Budget shows ads.

### Which is updated more often, Budget App & Expense Tracker or Zero Dollar Budget?

Budget App & Expense Tracker ships an update every 5 weeks, and Zero Dollar Budget every 4 days. Most recently, Budget App & Expense Tracker was updated on October 29, 2026 and Zero Dollar Budget on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*