# Budget App & Expense Tracker vs SplitMate AI

The clearest difference is in-app purchases: SplitMate AI at none against Budget App & Expense Tracker's 4. SplitMate AI also leads on update cadence (fortnightly vs every 5 weeks). Budget App & Expense Tracker's advantage is ads (none vs shown) and iOS requirement (13.0 vs 15.1). On price and device support there is nothing between them.

Both are free to download. Budget App & Expense Tracker sells 4 in-app purchases, starting at $2.99 per month. SplitMate AI asks for nothing beyond the download.

Budget App & Expense Tracker ships an update every 5 weeks, SplitMate AI fortnightly. The most recent releases landed on October 20, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | Budget App & Expense Tracker | SplitMate AI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (2.7K ratings)](https://appshunter.io/ios/app/budget-app-and-expense-tracker/id1448335613/reviews)** | — |
| Number of ratings | **2.7K** | — |
| Positive reviews | 65.2% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | Every 5 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | — |
| Size | 92 MB | 39 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bookipi Pty Ltd](https://appshunter.io/developer/1132093613) | [CHRISTOPHER KOZHAYA SAAD](https://appshunter.io/developer/6781557812) |

## What reviewers say

### Budget App & Expense Tracker

[App page](https://appshunter.io/ios/app/budget-app-and-expense-tracker/id1448335613)

This free budgeting app helps you track expenses, plan budgets weekly or monthly, and review cash flow with visual charts. It offers unlimited wallets to separate personal and business finances, with automatic expense tracking via bank feeds and receipt scanning.

**Highlights:** Unlimited wallets for personal and business expenses, Automatic expense tracking via bank feeds, Receipt scanning and storage, Weekly and monthly budget planning, Spending limit notifications, Visual charts and expense breakdowns, Data exporting via CSV

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Single Bank \| Monthly | $2.99 | per month |
| Unlimited Banks \| Monthly | $4.49 | per month |
| Single Bank \| Annual | $23.99 | per year |
| Unlimited Banks \| Annual | $35.99 | per year |

**What reviewers like**

- 🚀 Great app, easy to use
- 👍 Useful features, good for business/personal use
- ⭐ Fantastic, best app for expense tracking
- 💯 Awesome, perfect for my needs

**What reviewers complain about**

- 🐛 Bugs, issues with recurring transactions and wallet balances
- 🔍 Missing features like landscape mode, custom recurring expenses
- ⚠️ Compatibility issues with newer devices, UI not optimized
- 🔒 Concerns about subscription/bank connection process

**Reported bugs**

- Entries disappearing and reappearing randomly
- Incorrect wallet totals shown
- Recurring transactions not working as expected
- Compatibility issues with newer iOS devices

**Requested features**

- Ability to view recurring expenses in future months
- Option to upload documents/receipts, not just photos
- Automatic categorization of scanned receipts
- Customizable categories and icons
- Dark mode option


### SplitMate AI

[App page](https://appshunter.io/ios/app/splitmate-ai/id6781557810)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Budget App & Expense Tracker free?

Budget App & Expense Tracker is free to download, with in-app purchases available.

### Is SplitMate AI free?

SplitMate AI is free to download, with no in-app purchases.

### Do Budget App & Expense Tracker or SplitMate AI have ads?

SplitMate AI shows ads; Budget App & Expense Tracker does not.

### Which is updated more often, Budget App & Expense Tracker or SplitMate AI?

Budget App & Expense Tracker ships an update every 5 weeks, and SplitMate AI fortnightly. Most recently, Budget App & Expense Tracker was updated on October 20, 2026 and SplitMate AI on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*