# Budget App & Expense Tracker vs ZapSpend

The clearest difference is iOS requirement: Budget App & Expense Tracker at 13.0 against ZapSpend's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Budget App & Expense Tracker sells 4 in-app purchases, starting at $2.99 per month and ZapSpend sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Budget App & Expense Tracker ships an update every 5 weeks, ZapSpend every 4 weeks. Both last shipped on October 25, 2026.

## The numbers

| Metric | Budget App & Expense Tracker | ZapSpend |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (2.7K ratings)](https://appshunter.io/ios/app/budget-app-and-expense-tracker/id1448335613/reviews)** | — |
| Number of ratings | **2.7K** | — |
| Positive reviews | 65.2% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 4 weeks** |
| Monetization | Free with in-app purchases | — |
| Size | 92 MB | 44 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bookipi Pty Ltd](https://appshunter.io/developer/1132093613) | [Gianfranco Antenucci](https://appshunter.io/developer/1875606849) |

## What reviewers say

### Budget App & Expense Tracker

[App page](https://appshunter.io/ios/app/budget-app-and-expense-tracker/id1448335613)

This free budgeting app helps you track expenses, plan budgets weekly or monthly, and review cash flow with visual charts. It offers unlimited wallets to separate personal and business finances, with automatic expense tracking via bank feeds and receipt scanning.

**Highlights:** Unlimited wallets for personal and business expenses, Automatic expense tracking via bank feeds, Receipt scanning and storage, Weekly and monthly budget planning, Spending limit notifications, Visual charts and expense breakdowns, Data exporting via CSV

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Single Bank \| Monthly | $2.99 | per month |
| Unlimited Banks \| Monthly | $4.49 | per month |
| Single Bank \| Annual | $23.99 | per year |
| Unlimited Banks \| Annual | $35.99 | per year |

**What reviewers like**

- 🚀 Great app, easy to use
- 👍 Useful features, good for business/personal use
- ⭐ Fantastic, best app for expense tracking
- 💯 Awesome, perfect for my needs

**What reviewers complain about**

- 🐛 Bugs, issues with recurring transactions and wallet balances
- 🔍 Missing features like landscape mode, custom recurring expenses
- ⚠️ Compatibility issues with newer devices, UI not optimized
- 🔒 Concerns about subscription/bank connection process

**Reported bugs**

- Entries disappearing and reappearing randomly
- Incorrect wallet totals shown
- Recurring transactions not working as expected
- Compatibility issues with newer iOS devices

**Requested features**

- Ability to view recurring expenses in future months
- Option to upload documents/receipts, not just photos
- Automatic categorization of scanned receipts
- Customizable categories and icons
- Dark mode option


### ZapSpend

[App page](https://appshunter.io/ios/app/zapspend/id6787157748)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| ZapSpend Pro Monthly | $4.99 | per month |
| ZapSpend Pro Annual | $29.99 | per year |


## Frequently asked questions

### Is Budget App & Expense Tracker free?

Budget App & Expense Tracker is free to download, with in-app purchases available.

### Is ZapSpend free?

ZapSpend is free to download, with in-app purchases available.

### Do Budget App & Expense Tracker or ZapSpend have ads?

Neither Budget App & Expense Tracker nor ZapSpend shows ads.

### Which is updated more often, Budget App & Expense Tracker or ZapSpend?

Budget App & Expense Tracker ships an update every 5 weeks, and ZapSpend every 4 weeks. Most recently, Budget App & Expense Tracker was updated on October 25, 2026 and ZapSpend on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*