# Folio vs Bulder

The clearest difference is iOS requirement: Folio at 16.4 against Bulder's 18.4. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Folio ships an update every 3 weeks, Bulder every 10 days. The most recent releases landed on September 9, 2026 and August 18, 2026 respectively.

## The numbers

| Metric | Folio | Bulder |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (31 ratings)](https://appshunter.io/ios/app/bulder/id1449465444/reviews)** |
| Number of ratings | — | **31** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 10 days** |
| Monetization | — | Free |
| Size | 59 MB | 130 MB |
| Requires iOS | **16.4** | 18.4 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Folio](https://appshunter.io/developer/1448363894) | [SPAREBANKEN NORGE](https://appshunter.io/developer/557140165) |

## What reviewers say

### Folio

[App page](https://appshunter.io/ios/app/folio/id1448363895)

**Features:** Vision Pro support

**In-app purchases:** none


### Bulder

[App page](https://appshunter.io/ios/app/bulder/id1449465444)

This banking app offers a forward-looking view of your finances, identifying upcoming subscriptions, bills, and income. It includes features like a bill scanner, receipt collector, and smart mortgage options that automatically adjust to better rates.

**Highlights:** Future financial projections, Subscription and bill recognition, Invoice scanner, Receipt collector, Smart mortgage with automatic rate adjustments, Personalized savings goals, Support for Apple Pay, Garmin Pay, and Fitbit Pay

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Folio free?

Folio is free to download, with no in-app purchases.

### Is Bulder free?

Bulder is free to download, with no in-app purchases.

### Do Folio or Bulder have ads?

Neither Folio nor Bulder shows ads.

### Which is updated more often, Folio or Bulder?

Folio ships an update every 3 weeks, and Bulder every 10 days. Most recently, Folio was updated on September 9, 2026 and Bulder on August 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*