# TTFSCU vs First Citizens

The clearest difference is rating: TTFSCU at 3.0 against First Citizens's 1.8. First Citizens's advantage is ratings volume (55 vs 1) and update cadence (every 9 months vs every 21 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TTFSCU holds the better App Store score, 3.0 against 1.8. That said, the two scores are not equally well evidenced: First Citizens has 55 ratings behind it against 1, so its average is the more settled of the two.

TTFSCU ships an update every 21 months, First Citizens every 9 months. The most recent releases landed on October 17, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | TTFSCU | First Citizens |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (1 ratings)](https://appshunter.io/ios/app/ttfscu/id1448379008/reviews)** | [1.8 (55 ratings)](https://appshunter.io/ios/app/first-citizens/id1495642922/reviews) |
| Number of ratings | 1 | **55** |
| Positive reviews | — | 16.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 21 months | **Every 9 months** |
| Monetization | Free | Free |
| Size | 86 MB | 31 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Trinidad and Tobago Fire Service Credit Union Co-Operative Society Limited](https://appshunter.io/developer/1448379007) | [FCIS](https://appshunter.io/developer/979125953) |

## What reviewers say

### TTFSCU

[App page](https://appshunter.io/ios/app/ttfscu/id1448379008)

Manage your finances on the go with this mobile banking app. Check balances, review transaction history, transfer funds between accounts, and make loan payments conveniently from your device.

**Highlights:** Check account balances, View transaction history, Transfer funds, Pay loans

**In-app purchases:** none


### First Citizens

[App page](https://appshunter.io/ios/app/first-citizens/id1495642922)

Manage your finances conveniently and securely from your mobile device. Check account balances, pay bills, transfer funds, and locate branches or ATMs. Requires prior online banking registration.

**Highlights:** View real-time account balances, Pay utility bills and credit cards, Transfer funds to other accounts, Schedule payment transfers, Locate branches and ATMs, Access support portal

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is TTFSCU free?

TTFSCU is free to download, with no in-app purchases.

### Is First Citizens free?

First Citizens is free to download, with no in-app purchases.

### Which has better reviews, TTFSCU or First Citizens?

TTFSCU is rated higher. TTFSCU averages 3.0 out of 5 from 1 ratings, while First Citizens averages 1.8 from 55 ratings.

### Do TTFSCU or First Citizens have ads?

Neither TTFSCU nor First Citizens shows ads.

### Which is updated more often, TTFSCU or First Citizens?

TTFSCU ships an update every 21 months, and First Citizens every 9 months. Most recently, TTFSCU was updated on October 17, 2026 and First Citizens on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*