# Retirement Estimator vs Capstone RIA

The clearest difference is in-app purchases: Capstone RIA at none against Retirement Estimator's 4. Capstone RIA also leads on iOS requirement (12.4 vs 15.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Retirement Estimator sells 4 one-off in-app purchases. Capstone RIA asks for nothing beyond the download.

Retirement Estimator ships an update every 5 weeks, Capstone RIA every 6 weeks. The most recent releases landed on October 4, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | Retirement Estimator | Capstone RIA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (10 ratings)](https://appshunter.io/ios/app/retirement-estimator/id1448396456/reviews)** | — |
| Number of ratings | **10** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 6 weeks |
| Monetization | Free | — |
| Size | 10 MB | 139 MB |
| Requires iOS | 15.0 | **12.4** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ITDT LLC](https://appshunter.io/developer/703558391) | [VVR Holdings LLC](https://appshunter.io/developer/1798548248) |

## What reviewers say

### Retirement Estimator

[App page](https://appshunter.io/ios/app/retirement-estimator/id1448396456)

Simulate and visualize personal financial scenarios for retirement planning. Experiment with income, investments, and expenses to understand future financial outcomes with privacy and precision. Generate visual charts and export data for detailed analysis.

**Highlights:** Simulate financial scenarios, Estimate income, investments, and expenses, Strategic fund allocation, Visualize future financial trends, Generate CSV reports, Local data storage, Password and biometric authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited Finance Entry | $1.99 | one-time |
| CSV Reports | $1.99 | one-time |
| Import/Export Data | $1.99 | one-time |
| Premium Package | $4.99 | one-time |


### Capstone RIA

[App page](https://appshunter.io/ios/app/capstone-ria/id6742466039)

**In-app purchases:** none


## Frequently asked questions

### Is Retirement Estimator free?

Retirement Estimator is free to download, with in-app purchases available.

### Is Capstone RIA free?

Capstone RIA is free to download, with no in-app purchases.

### Do Retirement Estimator or Capstone RIA have ads?

Neither Retirement Estimator nor Capstone RIA shows ads.

### Which is updated more often, Retirement Estimator or Capstone RIA?

Retirement Estimator ships an update every 5 weeks, and Capstone RIA every 6 weeks. Most recently, Retirement Estimator was updated on October 4, 2026 and Capstone RIA on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*