# UFB Direct® vs Coho Planning

The clearest difference is update cadence: UFB Direct® at every 5 weeks against Coho Planning's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UFB Direct® ships an update every 5 weeks, Coho Planning every 4 months. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | UFB Direct® | Coho Planning |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (20K ratings)](https://appshunter.io/ios/app/ufb-direct/id1448396485/reviews)** | — |
| Number of ratings | **20K** | — |
| Positive reviews | 46.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 4 months |
| Monetization | Free | — |
| Size | 236 MB | 41 MB |
| Requires iOS | **13.0** | 13.4 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Axos Bank](https://appshunter.io/developer/553264425) | [Coho Financial Group, LLC](https://appshunter.io/developer/1722470130) |

## What reviewers say

### UFB Direct®

[App page](https://appshunter.io/ios/app/ufb-direct/id1448396485)

Manage your personal and business finances on the go. Bank, borrow, and plan with features like account aggregation, bill pay, mobile check deposit, and credit score monitoring. Access and move money easily with various transfer options.

**Highlights:** Account aggregation, Mobile check deposit, Bill pay, Money transfers, Credit score monitoring, Loan applications, Spending tracker

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 User-friendly
- 🚀 Straightforward interface
- 🚀 Seamless money transfers
- 💰 Great interest rates

**What reviewers complain about**

- 🐛 Buggy app performance
- 🕰️ Slow transaction processing times
- 🤖 Poor customer service
- 🔍 Difficult to set up account
- 🔒 Unreliable security features

**Reported bugs**

- Frequent app crashes
- Login issues and errors
- Disappearing linked accounts
- Inconsistent mobile check deposit
- Inaccurate account balance display

**Requested features**

- Landscape mode support for iPad
- Ability to edit future transfers
- Faster in-app balance updates
- Improved navigation and back buttons


### Coho Planning

[App page](https://appshunter.io/ios/app/coho-planning/id6474760953)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is UFB Direct® free?

UFB Direct® is free to download, with no in-app purchases.

### Is Coho Planning free?

Coho Planning is free to download, with no in-app purchases.

### Do UFB Direct® or Coho Planning have ads?

Neither UFB Direct® nor Coho Planning shows ads.

### Which is updated more often, UFB Direct® or Coho Planning?

UFB Direct® ships an update every 5 weeks, and Coho Planning every 4 months. Most recently, UFB Direct® was updated on November 1, 2026 and Coho Planning on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*