# IDX vs SpendChart

The clearest difference is in-app purchases: IDX at none against SpendChart's 1. IDX also leads on iOS requirement (12.0 vs 15.0). SpendChart's advantage is update cadence (every 10 days vs every 3 months). On price, ads and device support there is nothing between them.

Both are free to download. SpendChart sells 1 in-app purchase, starting at $1.99 per month. IDX asks for nothing beyond the download.

IDX ships an update every 3 months, SpendChart every 10 days. The most recent releases landed on November 2, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | IDX | SpendChart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.4 (109 ratings)](https://appshunter.io/ios/app/idx-identity-and-privacy/id1448548713/reviews)** | — |
| Number of ratings | **109** | — |
| Positive reviews | 7.7% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 10 days** |
| Monetization | Subscription | — |
| Size | 41 MB | 12 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ID Experts](https://appshunter.io/developer/975351802) | [OpenMedia USA LLC](https://appshunter.io/developer/1887436449) |

## What reviewers say

### IDX

[App page](https://appshunter.io/ios/app/idx-identity-and-privacy/id1448548713)

This app provides comprehensive identity and privacy protection. It monitors your personal information for fraud, alerts you to suspicious activity, and helps restore your identity if it's compromised. It also offers credit report locking and monthly credit score access with certain subscriptions.

**Highlights:** Identity monitoring, Fraud alerts and notifications, Identity restoration assistance, Credit report locking, Monthly credit score access, Insurance reimbursement coverage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use (for some)
- 👍 Great for quick reference
- 👍 App now working (for some)

**What reviewers complain about**

- 🐛 Login issues (spinning wheel, incorrect credentials)
- 🐛 Unable to log in via app, only website
- 🐛 No support for OPM users
- 🐛 No alerts received
- 🐛 Identity stolen while using service

**Reported bugs**

- Endless spinning wheel on login
- Cannot log in with correct credentials
- App won't open after login
- Login issues with third-party authentication
- App shows no data beyond welcome messages

**Requested features**

- Allow OPM users to log in
- Fix app to work with website login
- Provide actual monitoring and data removal services
- Improve customer support responsiveness
- Enable full functionality shown in screenshots


### SpendChart

[App page](https://appshunter.io/ios/app/spendchart/id6811725010)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendChart Plus | $1.99 | per month |


## Frequently asked questions

### Is IDX free?

IDX is free to download, with no in-app purchases.

### Is SpendChart free?

SpendChart is free to download, with in-app purchases available.

### Do IDX or SpendChart have ads?

Neither IDX nor SpendChart shows ads.

### Which is updated more often, IDX or SpendChart?

IDX ships an update every 3 months, and SpendChart every 10 days. Most recently, IDX was updated on November 2, 2026 and SpendChart on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*