# FirstNet vs FNBT Personal Mobile Banking

FirstNet and FNBT Personal Mobile Banking both sit at 4.8 stars, but that hides the real split: 50% of FirstNet's written reviews are positive against 24% of FNBT Personal Mobile Banking's. FNBT Personal Mobile Banking's advantage is ratings volume (1.6K vs 200). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for FirstNet against 4.7 for FNBT Personal Mobile Banking. That said, the two scores are not equally well evidenced: FNBT Personal Mobile Banking has 1.6K ratings behind it against 200, so its average is the more settled of the two. Written reviews are what separate them: 50% of FirstNet's written reviews are positive against 24% of FNBT Personal Mobile Banking's.

FirstNet ships an update every 6 months, FNBT Personal Mobile Banking every 10 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | FirstNet | FNBT Personal Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (200 ratings)](https://appshunter.io/ios/app/firstnet/id1448923452/reviews)** | [4.7 (1.6K ratings)](https://appshunter.io/ios/app/fnbt-personal-mobile-banking/id1514684262/reviews) |
| Number of ratings | 200 | **1.6K** |
| Positive reviews | **50.0% of reviews** | 23.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 months** | Every 10 months |
| Monetization | Free | Free |
| Size | 116 MB | 114 MB |
| Requires iOS | 14.7 | 14.7 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First National Bank and Trust Elk City](https://appshunter.io/developer/991320728) | [First National Bank and Trust](https://appshunter.io/developer/510414814) |

## What reviewers say

### FirstNet

[App page](https://appshunter.io/ios/app/firstnet/id1448923452)

Manage your bank accounts conveniently from your mobile device. Perform transactions, deposit checks, pay bills, and track your finances with built-in budgeting tools. Secure login options are available for peace of mind.

**Highlights:** Check account balances, View transaction history, Transfer money between accounts, Deposit checks remotely, Pay bills and friends, Personal financial management tool, Secure login with biometrics

**In-app purchases:** none


### FNBT Personal Mobile Banking

[App page](https://appshunter.io/ios/app/fnbt-personal-mobile-banking/id1514684262)

Securely manage your finances on the go. Deposit checks with photos, send money to friends, and easily track balances, transactions, and bills. Locate nearby ATMs and branches.

**Highlights:** Mobile check deposit, Send money to friends and family, View account balances and transactions, Transfer funds between accounts, Pay bills, Find ATMs and branches

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is FirstNet free?

FirstNet is free to download, with no in-app purchases.

### Is FNBT Personal Mobile Banking free?

FNBT Personal Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, FirstNet or FNBT Personal Mobile Banking?

FirstNet is rated higher. FirstNet averages 4.8 out of 5 from 200 ratings, while FNBT Personal Mobile Banking averages 4.7 from 1.6K ratings.

### Do FirstNet or FNBT Personal Mobile Banking have ads?

Neither FirstNet nor FNBT Personal Mobile Banking shows ads.

### Which is updated more often, FirstNet or FNBT Personal Mobile Banking?

FirstNet ships an update every 6 months, and FNBT Personal Mobile Banking every 10 months. Most recently, FirstNet was updated on November 2, 2026 and FNBT Personal Mobile Banking on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*