# Collectively for Consumers vs Settlements

The clearest difference is rating: Collectively for Consumers at 3.1 against Settlements's 1.0. Collectively for Consumers also leads on in-app purchases (none vs 2) and ratings volume (14 vs 1). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Settlements sells 2 one-off in-app purchases. Collectively for Consumers asks for nothing beyond the download.

Collectively for Consumers holds the better App Store score, 3.1 against 1.0. That said, the two scores are not equally well evidenced: Collectively for Consumers has 14 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 26, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | Collectively for Consumers | Settlements |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.1 (14 ratings)](https://appshunter.io/ios/app/collectively-for-consumers/id1449123276/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/settlements/id1493347231/reviews) |
| Number of ratings | **14** | 1 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | **Free** | Freemium |
| Size | 27 MB | 14 MB |
| Requires iOS | **12.4** | 26.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Manor Ventures LLC](https://appshunter.io/developer/1449123275) | [Jay Patel](https://appshunter.io/developer/1493208243) |

## What reviewers say

### Collectively for Consumers

[App page](https://appshunter.io/ios/app/collectively-for-consumers/id1449123276)

This app simplifies the process of claiming funds from legal settlements. It matches users with eligible settlements, files claims on their behalf, and provides updates throughout the process. Users can collect money they are entitled to without upfront fees.

**Highlights:** Match with eligible settlements, File claims on your behalf, Receive step-by-step updates, Collect entitled funds, No upfront fees for consumers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Settlements

[App page](https://appshunter.io/ios/app/settlements/id1493347231)

Easily manage shared expenses and settle debts with friends and family. Track bills, add members, and set currencies for seamless financial coordination. Offers both free and premium features for enhanced expense management.

**Highlights:** Add settlements for groups, Track individual bills, Add members by phone number, Set custom currencies, Light and dark appearance modes, Access to charts and themes (Plus), One-tap settlement (Plus)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Settlement Plus Monthly | $0.99 | one-time |
| Settlement Plus Yearly | $9.99 | one-time |


## Frequently asked questions

### Is Collectively for Consumers free?

Collectively for Consumers is free to download, with no in-app purchases.

### Is Settlements free?

Settlements is free to download, with in-app purchases available.

### Which has better reviews, Collectively for Consumers or Settlements?

Collectively for Consumers is rated higher. Collectively for Consumers averages 3.1 out of 5 from 14 ratings, while Settlements averages 1.0 from 1 ratings.

### Do Collectively for Consumers or Settlements have ads?

Neither Collectively for Consumers nor Settlements shows ads.

### Which is updated more often, Collectively for Consumers or Settlements?

Collectively for Consumers ships an update every 3 weeks, and Settlements every 3 weeks. Most recently, Collectively for Consumers was updated on September 26, 2026 and Settlements on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*