# Vale General vs Crediviva

The clearest difference is update cadence: Crediviva at every 3 weeks against Vale General's every 59 months. Vale General's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Vale General ships an update every 59 months, Crediviva every 3 weeks. The most recent releases landed on October 19, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Vale General | Crediviva |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (7 ratings)](https://appshunter.io/ios/app/crediviva/id6502125656/reviews)** |
| Number of ratings | — | **7** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 59 months | **Every 3 weeks** |
| Monetization | — | Free |
| Size | 54 MB | 152 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Vale General S.A.](https://appshunter.io/developer/1449191578) | [Crediviva](https://appshunter.io/developer/1744458070) |

## What reviewers say

### Vale General

[App page](https://appshunter.io/ios/app/vale-general/id1449191579)

**Features:** macOS Compatibility

**In-app purchases:** none


### Crediviva

[App page](https://appshunter.io/ios/app/crediviva/id6502125656)

Acquire desired items through manageable installments with this app. It offers a 4-step digital process to use credit lines at affiliated stores and pay with QR codes. Enjoy flexible payment plans up to 24 months and exclusive 0% APR offers.

**Highlights:** Installment purchases, Up to 24 monthly installments, 0% APR offers, 100% digital process, QR code payments, Account management, Over 25 affiliated stores

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Vale General free?

Vale General is free to download, with no in-app purchases.

### Is Crediviva free?

Crediviva is free to download, with no in-app purchases.

### Do Vale General or Crediviva have ads?

Neither Vale General nor Crediviva shows ads.

### Which is updated more often, Vale General or Crediviva?

Vale General ships an update every 59 months, and Crediviva every 3 weeks. Most recently, Vale General was updated on October 19, 2026 and Crediviva on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*