# seventytwo vs Vellum Mortgage

The clearest difference is in-app purchases: Vellum Mortgage at none against seventytwo's 2. Vellum Mortgage also leads on update cadence (every 6 days vs fortnightly) and iOS requirement (12.1 vs 16.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. seventytwo sells 2 in-app purchases, starting at $3.99 per month. Vellum Mortgage asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for seventytwo against 5.0 for Vellum Mortgage. Both are backed by a comparable volume of ratings — 4 and 8 respectively.

seventytwo ships an update fortnightly, Vellum Mortgage every 6 days. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | seventytwo | Vellum Mortgage |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (4 ratings)](https://appshunter.io/ios/app/seventytwo-expense-tracker/id1449439220/reviews) | [5.0 (8 ratings)](https://appshunter.io/ios/app/vellum-mortgage/id1477658613/reviews) |
| Number of ratings | 4 | **8** |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 6 days** |
| Monetization | Freemium | **Free** |
| Size | 42 MB | 55 MB |
| Requires iOS | 16.0 | **12.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Josh Rondestvedt](https://appshunter.io/developer/1449439219) | [Vellum Mortgage LLC](https://appshunter.io/developer/1514006262) |

## What reviewers say

### seventytwo

[App page](https://appshunter.io/ios/app/seventytwo-expense-tracker/id1449439220)

Effortlessly track daily expenses, monitor income, and plan budgets with an intuitive interface. Analyze spending patterns by location, split transactions, and gain powerful insights through detailed charts and graphs. Securely sync your financial data across devices.

**Highlights:** Effortless transaction tracking, Spending by location analysis, Split transactions into multiple categories, Intuitive budget tracking, Powerful insights with charts and graphs, Secure data sync with iCloud, Customizable categories

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $3.99 | per month |
| Annual | $39.99 | per year |


### Vellum Mortgage

[App page](https://appshunter.io/ios/app/vellum-mortgage/id1477658613)

This app streamlines the mortgage application process with innovative technology. It uses real data to provide accurate payment information and full approval, eliminating the need for traditional mortgage calculators.

**Highlights:** Full mortgage approval, Real data for accurate payments, Innovative technology, Eliminates mortgage calculators, Streamlined application process

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is seventytwo free?

seventytwo is free to download, with in-app purchases available.

### Is Vellum Mortgage free?

Vellum Mortgage is free to download, with no in-app purchases.

### Which has better reviews, seventytwo or Vellum Mortgage?

seventytwo and Vellum Mortgage are both rated 5.0 out of 5 on the App Store, from 4 and 8 ratings respectively.

### Do seventytwo or Vellum Mortgage have ads?

Neither seventytwo nor Vellum Mortgage shows ads.

### Which is updated more often, seventytwo or Vellum Mortgage?

seventytwo ships an update fortnightly, and Vellum Mortgage every 6 days. Most recently, seventytwo was updated on November 2, 2026 and Vellum Mortgage on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*