# Ubank vs Future Super

The clearest difference is monetization model: Future Super at free against Ubank's free with in-app purchases. Future Super also leads on review sentiment (57% vs 43%). Ubank's advantage is update cadence (fortnightly vs monthly). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ubank ships an update fortnightly, Future Super monthly. The most recent releases landed on September 24, 2026 and August 10, 2026 respectively.

## The numbers

| Metric | Ubank | Future Super |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (162 ratings)](https://appshunter.io/ios/app/ubank-digital-banking/id1449543099/reviews)** | — |
| Number of ratings | **162** | — |
| Positive reviews | 43.1% of reviews | **57.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 134 MB | 52 MB |
| Requires iOS | 16.4 | **16.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [86 400 Technology Pty Ltd](https://appshunter.io/developer/1395091065) | [Future Superannuation Group Pty Ltd](https://appshunter.io/developer/1374142039) |

## What reviewers say

### Ubank

[App page](https://appshunter.io/ios/app/ubank-digital-banking/id1449543099)

Manage your finances with a digital bank offering tools for spending, saving, and earning. Features include no monthly fees, bonus interest on savings, spending insights, and bill planning. Easily link external accounts and set savings goals.

**Highlights:** No monthly fees, Bonus interest on savings, Spending insights and pay cycle sync, Bill planner and separate bills account, Shared accounts for partners, Savings targets and autosave, Link external bank accounts

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Simple and easy banking
- 🔒 Secure and trustworthy
- 👍 User-friendly app and website
- 💰 Competitive interest rates
- 🤝 Shared accounts feature

**What reviewers complain about**

- 🐛 Buggy app with frequent crashes and login issues
- 🔒 Restrictive ID requirements for account opening
- 🤔 Confusing changes to account structure and transaction rules
- 🕰️ Slow customer support and unresponsive to issues
- 💳 Inability to pay directly from savings accounts

**Reported bugs**

- Passkey login frequently not working
- Account balance not updating correctly
- Inability to delete old passkeys
- Swipe back gesture not functioning
- App freezing on splash screen

**Requested features**

- Custom expense categorization
- Apple Watch app or home screen widgets
- Improved transaction history and balance tracking
- Seamless integration with other bank accounts
- More transparency around interest rate changes


### Future Super

[App page](https://appshunter.io/ios/app/future-super/id1620110464)

This finance app allows members to manage their superannuation accounts, view investment details, and track transactions. It focuses on investing for impact and excluding harmful assets, enabling users to see how their money contributes to a better future. Secure login options are available for easy access.

**Highlights:** View balance and transaction history, See investment details and impact, Access member details, Secure Face/Touch ID login, Invest for impact

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Ubank free?

Ubank is free to download, with no in-app purchases.

### Is Future Super free?

Future Super is free to download, with no in-app purchases.

### Do Ubank or Future Super have ads?

Neither Ubank nor Future Super shows ads.

### Which is updated more often, Ubank or Future Super?

Ubank ships an update fortnightly, and Future Super monthly. Most recently, Ubank was updated on September 24, 2026 and Future Super on August 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*